Examples with LoanOfferingBO org.mifos.accounts.productdefinition.business.LoanOfferingBO used on opensource projects

Example 1 with LoanOfferingBO

use of org.mifos.accounts.productdefinition.business.LoanOfferingBO in project head by mifos.

the class LoanPrdPersistence method getLoanOffering.

public LoanOfferingBO getLoanOffering(final Short loanOfferingId, final Short localeId) throws PersistenceException {
    LoanOfferingBO loanOffering = getPersistentObject(LoanOfferingBO.class, loanOfferingId);
    Hibernate.initialize(loanOffering);
    Hibernate.initialize(loanOffering.getCurrency());
    loanOffering.getPrdCategory().getProductCategoryName();
    loanOffering.getPrincipalGLcode().getGlcode();
    loanOffering.getInterestGLcode().getGlcode();
    if (loanOffering.getLoanOfferingFunds() != null && loanOffering.getLoanOfferingFunds().size() > 0) {
        for (LoanOfferingFundEntity loanOfferingFund : loanOffering.getLoanOfferingFunds()) {
            loanOfferingFund.getFund().getFundName();
        }
    }
    if (loanOffering.getLoanOfferingFees() != null && loanOffering.getLoanOfferingFees().size() > 0) {
        for (LoanOfferingFeesEntity prdOfferingFees : loanOffering.getLoanOfferingFees()) {
            prdOfferingFees.getFees().getFeeName();
        }
    }
    return loanOffering;
}

Example 2 with LoanOfferingBO

use of org.mifos.accounts.productdefinition.business.LoanOfferingBO in project head by mifos.

the class LoanPrdActionForm method isValidForCurrency.

private void isValidForCurrency(FeeBO fee, ActionErrors errors, HttpServletRequest request) throws PageExpiredException {
    if (fee.getFeeType().equals(RateAmountFlag.AMOUNT)) {
        boolean isLoanCurrencyAndFeeCurrencySame = ((AmountFeeBO) fee).getFeeAmount().getCurrency().getCurrencyId().equals(getCurrencyId());
        if (getCurrencyId() == null) {
            LoanOfferingBO loanOffering = (LoanOfferingBO) SessionUtils.getAttribute(Constants.BUSINESS_KEY, request);
            isLoanCurrencyAndFeeCurrencySame = loanOffering.getCurrency().equals(((AmountFeeBO) fee).getFeeAmount().getCurrency());
        }
        if (!isLoanCurrencyAndFeeCurrencySame) {
            addError(errors, "Fee", ProductDefinitionConstants.ERROR_FEE_CURRENCY_MATCH, fee.getFeeName());
        }
    }
}

Example 3 with LoanOfferingBO

use of org.mifos.accounts.productdefinition.business.LoanOfferingBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method createMultipleLoans.

@Override
public List<String> createMultipleLoans(List<CreateLoanRequest> multipleLoans) {
    MifosUser mifosUser = (MifosUser) SecurityContextHolder.getContext().getAuthentication().getPrincipal();
    UserContext userContext = new UserContextFactory().create(mifosUser);
    OfficeBO userOffice = this.officeDao.findOfficeById(userContext.getBranchId());
    userContext.setBranchGlobalNum(userOffice.getGlobalOfficeNum());
    List<String> createdLoanAccountNumbers = new ArrayList<String>();
    for (CreateLoanRequest loanDetail : multipleLoans) {
        CustomerBO center = this.customerDao.findCustomerById(loanDetail.getCenterId());
        Short loanProductId = loanDetail.getLoanProductId();
        LoanOfferingBO loanProduct = this.loanProductDao.findById(loanProductId.intValue());
        List<QuestionGroupDetail> questionGroups = new ArrayList<QuestionGroupDetail>();
        LoanAccountCashFlow loanAccountCashFlow = null;
        BigDecimal loanAmount = BigDecimal.valueOf(Double.valueOf(loanDetail.getLoanAmount()));
        BigDecimal minAllowedLoanAmount = BigDecimal.valueOf(Double.valueOf(loanDetail.getMinLoanAmount()));
        BigDecimal maxAllowedLoanAmount = BigDecimal.valueOf(Double.valueOf(loanDetail.getMaxLoanAmount()));
        Double interestRate = loanProduct.getDefInterestRate();
        LocalDate disbursementDate = new LocalDate(center.getCustomerAccount().getNextMeetingDate());
        int numberOfInstallments = loanDetail.getDefaultNoOfInstall();
        int minAllowedNumberOfInstallments = loanDetail.getMinNoOfInstall();
        int maxAllowedNumberOfInstallments = loanDetail.getMaxNoOfInstall();
        int graceDuration = loanProduct.getGracePeriodDuration();
        boolean isRepaymentIndepOfMeetingEnabled = new ConfigurationBusinessService().isRepaymentIndepOfMeetingEnabled();
        Integer sourceOfFundId = null;
        Integer loanPurposeId = loanDetail.getLoanPurpose();
        Integer collateralTypeId = null;
        String collateralNotes = null;
        String externalId = null;
        List<CreateAccountFeeDto> accountFees = new ArrayList<CreateAccountFeeDto>();
        for (LoanOfferingFeesEntity loanOfferingFeesEntity : loanProduct.getLoanOfferingFees()) {
            FeeBO feeBO = loanOfferingFeesEntity.getFees();
            FeeDto feeDto = feeBO.toDto();
            String amountOrRate = feeDto.getAmountOrRate().toString();
            accountFees.add(new CreateAccountFeeDto(feeBO.getFeeId().intValue(), amountOrRate));
        }
        RecurringSchedule recurringSchedule = null;
        if (isRepaymentIndepOfMeetingEnabled) {
            MeetingBO meetingBO = loanProduct.getLoanOfferingMeetingValue();
            MeetingDetailsEntity meetingDetailsEntity = meetingBO.getMeetingDetails();
            Integer recursEvery = meetingDetailsEntity.getRecurAfter().intValue();
            Short dayOfMonth = meetingDetailsEntity.getDayNumber();
            RankOfDay weekOfMonth = meetingDetailsEntity.getWeekRank();
            WeekDay dayOfWeek = meetingDetailsEntity.getWeekDay();
            MeetingDetailsEntity customerMeetingDetailsEntity = center.getCustomerAccount().getMeetingForAccount().getMeetingDetails();
            Short customerRecurrenceType = customerMeetingDetailsEntity.getRecurrenceType().getRecurrenceId();
            if (meetingDetailsEntity.getRecurrenceType().getRecurrenceId().equals(customerRecurrenceType)) {
                dayOfMonth = customerMeetingDetailsEntity.getDayNumber();
                weekOfMonth = customerMeetingDetailsEntity.getWeekRank();
                dayOfWeek = customerMeetingDetailsEntity.getWeekDay();
            }
            if (meetingBO.isMonthly()) {
                if (meetingBO.isMonthlyOnDate()) {
                    recurringSchedule = new MonthlyOnDayOfMonthSchedule(recursEvery, dayOfMonth.intValue());
                } else {
                    recurringSchedule = new MonthlyOnWeekOfMonthSchedule(recursEvery, weekOfMonth.getValue().intValue(), dayOfWeek.getValue().intValue());
                }
            } else if (meetingBO.isWeekly()) {
                recurringSchedule = new WeeklySchedule(recursEvery, dayOfWeek.getValue().intValue());
            }
        }
        CreateLoanAccount loanAccountInfo = new CreateLoanAccount(loanDetail.getClientId(), loanDetail.getLoanProductId().intValue(), loanDetail.getAccountStateId().intValue(), loanAmount, minAllowedLoanAmount, maxAllowedLoanAmount, interestRate, disbursementDate, null, numberOfInstallments, minAllowedNumberOfInstallments, maxAllowedNumberOfInstallments, graceDuration, sourceOfFundId, loanPurposeId, collateralTypeId, collateralNotes, externalId, isRepaymentIndepOfMeetingEnabled, recurringSchedule, accountFees, new ArrayList<CreateAccountPenaltyDto>());
        LoanCreationResultDto result = this.createLoan(loanAccountInfo, questionGroups, loanAccountCashFlow);
        createdLoanAccountNumbers.add(result.getGlobalAccountNum());
    //            try {
    //                CustomerBO center = this.customerDao.findCustomerById(loanDetail.getCenterId());
    //
    //                Short loanProductId = loanDetail.getLoanProductId();
    //                LoanOfferingBO loanProduct = this.loanProductDao.findById(loanProductId.intValue());
    //                CustomerBO client = this.customerDao.findCustomerById(loanDetail.getClientId());
    //
    //                AccountState accountState = AccountState.fromShort(loanDetail.getAccountStateId());
    //                Money loanAmount = new Money(loanProduct.getCurrency(), loanDetail.getLoanAmount());
    //                Short defaultNumOfInstallments = loanDetail.getDefaultNoOfInstall();
    //                Date disbursementDate = center.getCustomerAccount().getNextMeetingDate();
    //                boolean interestDeductedAtDisbursement = loanProduct.isIntDedDisbursement();
    //                boolean isRepaymentIndepOfMeetingEnabled = new ConfigurationBusinessService().isRepaymentIndepOfMeetingEnabled();
    //
    //                MeetingBO newMeetingForRepaymentDay = null;
    //                if (isRepaymentIndepOfMeetingEnabled) {
    //                    MeetingBO meeting = center.getCustomerAccount().getMeetingForAccount();
    //                    LoanAccountMeetingDto loanAccountMeetingDto = null;
    //
    //                    if (meeting.isWeekly()) {
    //                        loanAccountMeetingDto = new LoanAccountMeetingDto(RecurrenceType.WEEKLY.getValue().toString(),
    //                                meeting.getMeetingDetails().getWeekDay().getValue().toString(),
    //                                meeting.getMeetingDetails().getRecurAfter().toString(),
    //                                null, null, null, null, null, null);
    //                    } else if (meeting.isMonthly()) {
    //                        if (meeting.isMonthlyOnDate()) {
    //                            loanAccountMeetingDto = new LoanAccountMeetingDto(RecurrenceType.MONTHLY.getValue().toString(),
    //                                    null, null, "1",
    //                                    meeting.getMeetingDetails().getDayNumber().toString(),
    //                                    meeting.getMeetingDetails().getRecurAfter().toString(),
    //                                    null, null, null);
    //                        } else {
    //                            loanAccountMeetingDto = new LoanAccountMeetingDto(RecurrenceType.MONTHLY.getValue().toString(),
    //                                    null, null, "2", null, null,
    //                                    meeting.getMeetingDetails().getWeekDay().getValue().toString(),
    //                                    meeting.getMeetingDetails().getRecurAfter().toString(),
    //                                    meeting.getMeetingDetails().getWeekRank().getValue().toString());
    //                        }
    //                    }
    //
    //                    newMeetingForRepaymentDay = this.createNewMeetingForRepaymentDay(new LocalDate(disbursementDate), loanAccountMeetingDto, client);
    //                }
    //
    //                checkPermissionForCreate(accountState.getValue(), userContext, userContext.getBranchId(), userContext.getId());
    //
    //                List<FeeDto> additionalFees = new ArrayList<FeeDto>();
    //                List<FeeDto> defaultFees = new ArrayList<FeeDto>();
    //
    //                new LoanProductService().getDefaultAndAdditionalFees(loanProductId, userContext, defaultFees, additionalFees);
    //
    //                FundBO fund = null;
    //                List<CustomFieldDto> customFields = new ArrayList<CustomFieldDto>();
    //                boolean isRedone = false;
    //
    //                // FIXME - keithw - tidy up constructor and use domain concepts rather than primitives, e.g. money v double, loanpurpose v integer.
    //
    //                LoanBO loan = new LoanBO(userContext, loanProduct, client, accountState, loanAmount, defaultNumOfInstallments,
    //                        disbursementDate, interestDeductedAtDisbursement, interestRate, gracePeriodDuration, fund, defaultFees,
    //                        customFields, isRedone, maxLoanAmount, minLoanAmount,
    //                        loanProduct.getMaxInterestRate(), loanProduct.getMinInterestRate(),
    //                        maxNoOfInstall, minNoOfInstall, isRepaymentIndepOfMeetingEnabled, newMeetingForRepaymentDay);
    //                loan.setBusinessActivityId(loanDetail.getLoanPurpose());
    //
    //                PersonnelBO loggedInUser = this.personnelDao.findPersonnelById(userContext.getId());
    //                AccountStateEntity newAccountState = new AccountStateEntity(accountState);
    //                AccountStatusChangeHistoryEntity statusChange = new AccountStatusChangeHistoryEntity(null, newAccountState, loggedInUser, loan);
    //
    //                this.transactionHelper.startTransaction();
    //                loan.addAccountStatusChangeHistory(statusChange);
    //                this.loanDao.save(loan);
    //                this.transactionHelper.flushSession();
    //                String globalAccountNum = loan.generateId(userContext.getBranchGlobalNum());
    //                loan.setGlobalAccountNum(globalAccountNum);
    //                this.loanDao.save(loan);
    //                this.transactionHelper.commitTransaction();
    //
    //                createdLoanAccountNumbers.add(loan.getGlobalAccountNum());
    //            } catch (ServiceException e) {
    //                this.transactionHelper.rollbackTransaction();
    //                throw new MifosRuntimeException(e);
    //            } catch (PersistenceException e) {
    //                this.transactionHelper.rollbackTransaction();
    //                throw new MifosRuntimeException(e);
    //            } catch (AccountException e) {
    //                this.transactionHelper.rollbackTransaction();
    //                throw new BusinessRuleException(e.getKey(), e);
    //            }
    }
    return createdLoanAccountNumbers;
}

Example 4 with LoanOfferingBO

use of org.mifos.accounts.productdefinition.business.LoanOfferingBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method applyLoanRepayment.

@Override
public void applyLoanRepayment(String globalAccountNumber, LocalDate paymentDate, BigDecimal repaymentAmount, String receiptId, LocalDate receiptDate, Short modeOfPayment) {
    MifosUser user = (MifosUser) SecurityContextHolder.getContext().getAuthentication().getPrincipal();
    UserContext userContext = toUserContext(user);
    try {
        this.transactionHelper.startTransaction();
        LoanBO loan = loanDao.findByGlobalAccountNum(globalAccountNumber);
        PersonnelBO personnel = personnelDao.findPersonnelById((short) user.getUserId());
        Money outstandingOverpayment = loan.applyNewPaymentMechanism(paymentDate, repaymentAmount, personnel, receiptId, receiptDate, modeOfPayment);
        // 3. pay off principal of next installment and recalculate interest if 'over paid'
        if (outstandingOverpayment.isGreaterThanZero()) {
            Money totalPrincipalDueNow = loan.getTotalPrincipalDue().subtract(outstandingOverpayment);
            // assemble into domain entities
            LoanOfferingBO loanProduct = this.loanProductDao.findById(loan.getLoanOffering().getPrdOfferingId().intValue());
            CustomerBO customer = this.customerDao.findCustomerById(loan.getCustomer().getCustomerId());
            List<AccountFeesEntity> accountFeeEntities = new ArrayList<AccountFeesEntity>();
            Integer unpaidInstallments = loan.getDetailsOfUnpaidInstallmentsOn(paymentDate).size();
            Integer gracePeriodDiff = loan.getNoOfInstallments().intValue() - loan.getGracePeriodDuration().intValue();
            Integer gracePeriodsRemaining = Math.max(0, unpaidInstallments - gracePeriodDiff);
            LocalDate disbursementDate = new LocalDate(loan.getDetailsOfUpcomigInstallment().getActionDate());
            LoanProductOverridenDetail overridenDetail = new LoanProductOverridenDetail(totalPrincipalDueNow, disbursementDate, loan.getInterestRate(), unpaidInstallments, gracePeriodsRemaining, accountFeeEntities, new ArrayList<AccountPenaltiesEntity>());
            Integer interestDays = Integer.valueOf(AccountingRules.getNumberOfInterestDays().intValue());
            boolean loanScheduleIndependentOfCustomerMeetingEnabled = false;
            MeetingBO loanMeeting = customer.getCustomerMeetingValue();
            if (loanScheduleIndependentOfCustomerMeetingEnabled) {
                RecurringSchedule createLoanSchedule = new MonthlyOnDayOfMonthSchedule(Integer.valueOf(1), Integer.valueOf(5));
                loanMeeting = this.createNewMeetingForRepaymentDay(disbursementDate, createLoanSchedule, customer);
                if (loanProduct.isVariableInstallmentsAllowed()) {
                    loanMeeting.setMeetingStartDate(disbursementDate.toDateMidnight().toDate());
                }
            }
            LoanScheduleConfiguration configuration = new LoanScheduleConfiguration(loanScheduleIndependentOfCustomerMeetingEnabled, interestDays);
            Short userBranchOfficeId = userContext.getBranchId();
            LoanSchedule loanSchedule = this.loanScheduleService.generate(loanProduct, customer, loanMeeting, overridenDetail, configuration, userBranchOfficeId, accountFeeEntities, disbursementDate);
            loan.rescheduleRemainingUnpaidInstallments(loanSchedule, paymentDate);
            loan.recordOverpayment(outstandingOverpayment, paymentDate, personnel, receiptId, receiptDate, modeOfPayment);
        }
        this.loanDao.save(loan);
        this.transactionHelper.commitTransaction();
    } catch (BusinessRuleException e) {
        this.transactionHelper.rollbackTransaction();
        throw new BusinessRuleException(e.getMessageKey(), e);
    } catch (AccountException e) {
        this.transactionHelper.rollbackTransaction();
        throw new BusinessRuleException(e.getKey(), e);
    } finally {
        this.transactionHelper.closeSession();
    }
}

Example 5 with LoanOfferingBO

use of org.mifos.accounts.productdefinition.business.LoanOfferingBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method retrieveActiveLoanProductsApplicableForCustomer.

private List<PrdOfferingDto> retrieveActiveLoanProductsApplicableForCustomer(final CustomerBO customer, boolean lsimEnabled) {
    List<PrdOfferingDto> applicationLoanProductDtos = new ArrayList<PrdOfferingDto>();
    final List<LoanOfferingBO> applicableLoanProducts = new ArrayList<LoanOfferingBO>();
    final List<LoanOfferingBO> loanOfferings = loanProductDao.findActiveLoanProductsApplicableToCustomerLevel(customer.getCustomerLevel());
    if (!lsimEnabled) {
        final MeetingBO customerMeeting = customer.getCustomerMeetingValue();
        for (LoanOfferingBO loanProduct : loanOfferings) {
            if (loanProduct.getLoanOfferingMeetingValue().hasSameRecurrenceAs(customerMeeting) && customerMeeting.recursOnMultipleOf(loanProduct.getLoanOfferingMeetingValue()) && !loanProduct.isVariableInstallmentsAllowed()) {
                applicableLoanProducts.add(loanProduct);
            }
        }
        for (LoanOfferingBO loanProduct : applicableLoanProducts) {
            applicationLoanProductDtos.add(loanProduct.toDto());
        }
    } else {
        for (LoanOfferingBO loanProduct : loanOfferings) {
            applicationLoanProductDtos.add(loanProduct.toDto());
        }
    }
    return applicationLoanProductDtos;
}