Examples with PortfolioOverview com.github.robozonky.api.strategies.PortfolioOverview used on opensource projects

Example 1 with PortfolioOverview

use of com.github.robozonky.api.strategies.PortfolioOverview in project robozonky by RoboZonky.

the class DelinquentsTest method noLongerDelinquent.

@Test
void noLongerDelinquent() {
    final PortfolioOverview po = mock(PortfolioOverview.class);
    final Loan l = Loan.custom().setId(RANDOM.nextInt(10000)).setMyInvestment(mockMyInvestment()).build();
    final Investment i = Investment.fresh(l, 200).setNextPaymentDate(OffsetDateTime.ofInstant(Instant.EPOCH, Defaults.ZONE_ID)).build();
    final Function<Investment, Loan> f = (id) -> l;
    // register delinquence
    Delinquents.update(Collections.singleton(i), Collections.emptyList(), po, INVESTMENT_SUPPLIER, f, COLLECTIONS_SUPPLIER);
    // ignore events just emitted
    this.readPreexistingEvents();
    // the investment is no longer delinquent
    Delinquents.update(Collections.emptyList(), Collections.emptyList(), po, INVESTMENT_SUPPLIER, f, COLLECTIONS_SUPPLIER);
    assertThat(this.getNewEvents()).hasSize(1).first().isInstanceOf(LoanNoLongerDelinquentEvent.class);
}

Example 2 with PortfolioOverview

use of com.github.robozonky.api.strategies.PortfolioOverview in project robozonky by RoboZonky.

the class DelinquentsTest method paid.

@Test
void paid() {
    final PortfolioOverview po = mock(PortfolioOverview.class);
    final Loan l = Loan.custom().setId(RANDOM.nextInt(10000)).setMyInvestment(mockMyInvestment()).build();
    final Investment i = Investment.fresh(l, 200).setPaymentStatus(PaymentStatus.PAID).setNextPaymentDate(OffsetDateTime.ofInstant(Instant.EPOCH, Defaults.ZONE_ID)).build();
    final Function<Investment, Loan> f = (id) -> l;
    // register delinquence
    Delinquents.update(Collections.singleton(i), Collections.emptyList(), po, INVESTMENT_SUPPLIER, f, COLLECTIONS_SUPPLIER);
    // ignore events just emitted
    this.readPreexistingEvents();
    // the investment is paid
    Delinquents.update(Collections.emptyList(), Collections.singletonList(i), po, INVESTMENT_SUPPLIER, f, COLLECTIONS_SUPPLIER);
    assertThat(this.getNewEvents()).hasSize(1).first().isInstanceOf(LoanRepaidEvent.class);
}

Example 3 with PortfolioOverview

use of com.github.robozonky.api.strategies.PortfolioOverview in project robozonky by RoboZonky.

the class DelinquentsTest method defaulted.

@Test
void defaulted() {
    final PortfolioOverview po = mock(PortfolioOverview.class);
    final Loan l = Loan.custom().setId(RANDOM.nextInt(10000)).setMyInvestment(mockMyInvestment()).build();
    final Investment i = Investment.fresh(l, 200).setPaymentStatus(PaymentStatus.PAID_OFF).setNextPaymentDate(OffsetDateTime.ofInstant(Instant.EPOCH, Defaults.ZONE_ID)).build();
    final Function<Investment, Loan> f = (id) -> l;
    // register delinquency
    Delinquents.update(Collections.singleton(i), Collections.emptyList(), po, INVESTMENT_SUPPLIER, f, COLLECTIONS_SUPPLIER);
    // ignore events just emitted
    this.readPreexistingEvents();
    // the investment is defaulted
    Delinquents.update(Collections.emptyList(), Collections.singletonList(i), po, INVESTMENT_SUPPLIER, f, COLLECTIONS_SUPPLIER);
    assertThat(this.getNewEvents()).hasSize(1).first().isInstanceOf(LoanDefaultedEvent.class);
}

Example 4 with PortfolioOverview

use of com.github.robozonky.api.strategies.PortfolioOverview in project robozonky by RoboZonky.

the class DelinquentsTest method oldDelinquency.

@Test
void oldDelinquency() {
    final PortfolioOverview po = mock(PortfolioOverview.class);
    final Loan l = Loan.custom().setId(RANDOM.nextInt(10000)).setMyInvestment(mockMyInvestment()).build();
    final Investment i = Investment.fresh(l, 200).setNextPaymentDate(OffsetDateTime.ofInstant(Instant.EPOCH, Defaults.ZONE_ID)).build();
    final Function<Investment, Loan> f = (id) -> l;
    // make sure new delinquencies are reported and stored
    Delinquents.update(Collections.singleton(i), Collections.emptyList(), po, INVESTMENT_SUPPLIER, f, COLLECTIONS_SUPPLIER);
    assertSoftly(softly -> {
        softly.assertThat(Delinquents.getDelinquents()).hasSize(1);
        // all 5 delinquency events
        softly.assertThat(this.getNewEvents()).hasSize(5);
    });
}

Example 5 with PortfolioOverview

use of com.github.robozonky.api.strategies.PortfolioOverview in project robozonky by RoboZonky.

the class FinancialCalculator method feePaid.

private static BigDecimal feePaid(final Investment investment, final PortfolioOverview portfolioOverview, final int totalMonths) {
    if (totalMonths == 0) {
        return BigDecimal.ZERO;
    }
    final BigDecimal originalValue = investment.getOriginalPrincipal();
    final BigDecimal monthlyRate = divide(investment.getInterestRate(), 12);
    final BigDecimal monthlyFee = divide(estimateFeeRate(investment, portfolioOverview), 12);
    final BigDecimal pmt = FinancialUtil.pmt(monthlyRate, investment.getOriginalTerm(), originalValue);
    final BigDecimal result = IntStream.range(0, totalMonths).mapToObj(term -> FinancialUtil.fv(monthlyRate, term + 1, pmt, originalValue).negate()).map(fv -> times(fv, monthlyFee)).reduce(BigDecimal.ZERO, BigDecimalCalculator::plus);
    return toScale(result);
}