Examples with CustomerBO org.mifos.customers.business.CustomerBO used on opensource projects

Example 11 with CustomerBO

use of org.mifos.customers.business.CustomerBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method applyLoanRepayment.

@Override
public void applyLoanRepayment(String globalAccountNumber, LocalDate paymentDate, BigDecimal repaymentAmount, String receiptId, LocalDate receiptDate, Short modeOfPayment) {
    MifosUser user = (MifosUser) SecurityContextHolder.getContext().getAuthentication().getPrincipal();
    UserContext userContext = toUserContext(user);
    try {
        this.transactionHelper.startTransaction();
        LoanBO loan = loanDao.findByGlobalAccountNum(globalAccountNumber);
        PersonnelBO personnel = personnelDao.findPersonnelById((short) user.getUserId());
        Money outstandingOverpayment = loan.applyNewPaymentMechanism(paymentDate, repaymentAmount, personnel, receiptId, receiptDate, modeOfPayment);
        // 3. pay off principal of next installment and recalculate interest if 'over paid'
        if (outstandingOverpayment.isGreaterThanZero()) {
            Money totalPrincipalDueNow = loan.getTotalPrincipalDue().subtract(outstandingOverpayment);
            // assemble into domain entities
            LoanOfferingBO loanProduct = this.loanProductDao.findById(loan.getLoanOffering().getPrdOfferingId().intValue());
            CustomerBO customer = this.customerDao.findCustomerById(loan.getCustomer().getCustomerId());
            List<AccountFeesEntity> accountFeeEntities = new ArrayList<AccountFeesEntity>();
            Integer unpaidInstallments = loan.getDetailsOfUnpaidInstallmentsOn(paymentDate).size();
            Integer gracePeriodDiff = loan.getNoOfInstallments().intValue() - loan.getGracePeriodDuration().intValue();
            Integer gracePeriodsRemaining = Math.max(0, unpaidInstallments - gracePeriodDiff);
            LocalDate disbursementDate = new LocalDate(loan.getDetailsOfUpcomigInstallment().getActionDate());
            LoanProductOverridenDetail overridenDetail = new LoanProductOverridenDetail(totalPrincipalDueNow, disbursementDate, loan.getInterestRate(), unpaidInstallments, gracePeriodsRemaining, accountFeeEntities, new ArrayList<AccountPenaltiesEntity>());
            Integer interestDays = Integer.valueOf(AccountingRules.getNumberOfInterestDays().intValue());
            boolean loanScheduleIndependentOfCustomerMeetingEnabled = false;
            MeetingBO loanMeeting = customer.getCustomerMeetingValue();
            if (loanScheduleIndependentOfCustomerMeetingEnabled) {
                RecurringSchedule createLoanSchedule = new MonthlyOnDayOfMonthSchedule(Integer.valueOf(1), Integer.valueOf(5));
                loanMeeting = this.createNewMeetingForRepaymentDay(disbursementDate, createLoanSchedule, customer);
                if (loanProduct.isVariableInstallmentsAllowed()) {
                    loanMeeting.setMeetingStartDate(disbursementDate.toDateMidnight().toDate());
                }
            }
            LoanScheduleConfiguration configuration = new LoanScheduleConfiguration(loanScheduleIndependentOfCustomerMeetingEnabled, interestDays);
            Short userBranchOfficeId = userContext.getBranchId();
            LoanSchedule loanSchedule = this.loanScheduleService.generate(loanProduct, customer, loanMeeting, overridenDetail, configuration, userBranchOfficeId, accountFeeEntities, disbursementDate);
            loan.rescheduleRemainingUnpaidInstallments(loanSchedule, paymentDate);
            loan.recordOverpayment(outstandingOverpayment, paymentDate, personnel, receiptId, receiptDate, modeOfPayment);
        }
        this.loanDao.save(loan);
        this.transactionHelper.commitTransaction();
    } catch (BusinessRuleException e) {
        this.transactionHelper.rollbackTransaction();
        throw new BusinessRuleException(e.getMessageKey(), e);
    } catch (AccountException e) {
        this.transactionHelper.rollbackTransaction();
        throw new BusinessRuleException(e.getKey(), e);
    } finally {
        this.transactionHelper.closeSession();
    }
}

Example 12 with CustomerBO

use of org.mifos.customers.business.CustomerBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method retrieveGetProductDetailsForLoanAccountCreation.

@Override
public LoanCreationProductDetailsDto retrieveGetProductDetailsForLoanAccountCreation(final Integer customerId) {
    final CustomerBO customer = this.customerDao.findCustomerById(customerId);
    final CustomerDetailDto customerDetailDto = customer.toCustomerDetailDto();
    // FIXME - keithw - below code is not needed when jsp/struts is removed as this is worked out for enter loan account details step.
    final Date nextMeetingDate = customer.getCustomerAccount().getNextMeetingDate();
    final String recurMonth = customer.getCustomerMeeting().getMeeting().getMeetingDetails().getRecurAfter().toString();
    final boolean isGroup = customer.isGroup();
    final boolean isGlimEnabled = configurationPersistence.isGlimEnabled();
    final boolean isLsimEnabled = configurationPersistence.isRepaymentIndepOfMeetingEnabled();
    final boolean isGroupLoanWithMembersEnabled = AccountingRules.isGroupLoanWithMembers();
    List<PrdOfferingDto> loanProductDtos = retrieveActiveLoanProductsApplicableForCustomer(customer, isLsimEnabled);
    LoanCreationGlimDto loanCreationGlimDto = null;
    List<LoanAccountDetailsDto> clientDetails = new ArrayList<LoanAccountDetailsDto>();
    Errors errors = new Errors();
    List<ErrorEntry> errorEntry = new ArrayList<ErrorEntry>();
    if (isGroup && isGlimEnabled && isGroupLoanWithMembersEnabled) {
        String defaultMessage = "New Group Loan option is enabled in configuration file and also GLIM option is enabled in the database. Loan for Group will be created using new Group Loan approach. Please turn off GLIM option in database. If you want to create Loan for Group using old approach, then please disable AccountingRules.GroupLoanWithMembers option in configuration file and restart Mifos.";
        errorEntry.add(new ErrorEntry("createLoanAccount.glim.and.new.glim.are.enabled", "activeClients2", defaultMessage));
        errors.addErrors(errorEntry);
    }
    if (isGroup && (isGlimEnabled || isGroupLoanWithMembersEnabled)) {
        final List<ValueListElement> loanPurposes = loanProductDao.findAllLoanPurposes();
        final List<ClientBO> activeClientsOfGroup = customerDao.findActiveClientsUnderGroup(customer);
        loanCreationGlimDto = new LoanCreationGlimDto(loanPurposes);
        if (activeClientsOfGroup == null || activeClientsOfGroup.size() < 2) {
            errorEntry.clear();
            String defaultMessage = "Group loan is not allowed as there must be at least two active clients within the group when Group loan with individual monitoring (GLIM) is enabled";
            errorEntry.add(new ErrorEntry("createLoanAccount.glim.invalid.less.than.two.active.clients.in.group", "activeClients", defaultMessage));
            errors.addErrors(errorEntry);
            loanProductDtos = new ArrayList<PrdOfferingDto>();
        } else {
            for (ClientBO client : activeClientsOfGroup) {
                LoanAccountDetailsDto clientDetail = new LoanAccountDetailsDto();
                clientDetail.setClientId(client.getCustomerId().toString());
                clientDetail.setClientName(client.getDisplayName());
                clientDetails.add(clientDetail);
            }
        }
    }
    return new LoanCreationProductDetailsDto(loanProductDtos, customerDetailDto, nextMeetingDate, recurMonth, isGroup, isGlimEnabled, loanCreationGlimDto, clientDetails, errors);
}

Example 13 with CustomerBO

use of org.mifos.customers.business.CustomerBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method retrieveLoanDetailsForLoanAccountCreation.

@Override
public LoanCreationLoanDetailsDto retrieveLoanDetailsForLoanAccountCreation(Integer customerId, Short productId, boolean isLoanWithBackdatedPayments) {
    try {
        List<org.mifos.dto.domain.FeeDto> additionalFees = new ArrayList<org.mifos.dto.domain.FeeDto>();
        List<org.mifos.dto.domain.FeeDto> defaultFees = new ArrayList<org.mifos.dto.domain.FeeDto>();
        List<PenaltyDto> defaultPenalties = new ArrayList<PenaltyDto>();
        LoanOfferingBO loanProduct = this.loanProductDao.findById(productId.intValue());
        MeetingBO loanProductMeeting = loanProduct.getLoanOfferingMeetingValue();
        MeetingDto loanOfferingMeetingDto = loanProductMeeting.toDto();
        List<FeeBO> fees = this.feeDao.getAllAppllicableFeeForLoanCreation();
        for (FeeBO fee : fees) {
            if (!fee.isPeriodic() || (MeetingBO.isMeetingMatched(fee.getFeeFrequency().getFeeMeetingFrequency(), loanProductMeeting))) {
                org.mifos.dto.domain.FeeDto feeDto = fee.toDto();
                FeeFrequencyType feeFrequencyType = FeeFrequencyType.getFeeFrequencyType(fee.getFeeFrequency().getFeeFrequencyType().getId());
                FeeFrequencyTypeEntity feeFrequencyEntity = this.loanProductDao.retrieveFeeFrequencyType(feeFrequencyType);
                String feeFrequencyTypeName = ApplicationContextProvider.getBean(MessageLookup.class).lookup(feeFrequencyEntity.getLookUpValue());
                feeDto.setFeeFrequencyType(feeFrequencyTypeName);
                if (feeDto.getFeeFrequency().isOneTime()) {
                    FeePayment feePayment = FeePayment.getFeePayment(fee.getFeeFrequency().getFeePayment().getId());
                    FeePaymentEntity feePaymentEntity = this.loanProductDao.retrieveFeePaymentType(feePayment);
                    String feePaymentName = ApplicationContextProvider.getBean(MessageLookup.class).lookup(feePaymentEntity.getLookUpValue());
                    feeDto.getFeeFrequency().setPayment(feePaymentName);
                }
                if (loanProduct.isFeePresent(fee)) {
                    defaultFees.add(feeDto);
                } else {
                    additionalFees.add(feeDto);
                }
            }
        }
        List<PenaltyBO> penalties = this.penaltyDao.getAllAppllicablePenaltyForLoanCreation();
        for (PenaltyBO penalty : penalties) {
            if (loanProduct.isPenaltyPresent(penalty)) {
                defaultPenalties.add(penalty.toDto());
            }
        }
        if (AccountingRules.isMultiCurrencyEnabled()) {
            defaultFees = getFilteredFeesByCurrency(defaultFees, loanProduct.getCurrency().getCurrencyId());
            additionalFees = getFilteredFeesByCurrency(additionalFees, loanProduct.getCurrency().getCurrencyId());
        }
        Map<String, String> defaultFeeOptions = new LinkedHashMap<String, String>();
        for (org.mifos.dto.domain.FeeDto feeDto : defaultFees) {
            defaultFeeOptions.put(feeDto.getId(), feeDto.getName());
        }
        Map<String, String> additionalFeeOptions = new LinkedHashMap<String, String>();
        for (org.mifos.dto.domain.FeeDto feeDto : additionalFees) {
            additionalFeeOptions.put(feeDto.getId(), feeDto.getName());
        }
        CustomerBO customer = this.customerDao.findCustomerById(customerId);
        boolean isRepaymentIndependentOfMeetingEnabled = new ConfigurationBusinessService().isRepaymentIndepOfMeetingEnabled();
        LoanDisbursementDateFactory loanDisbursementDateFactory = new LoanDisbursmentDateFactoryImpl();
        LoanDisbursementDateFinder loanDisbursementDateFinder = null;
        LocalDate nextPossibleDisbursementDate = null;
        MeetingBO customerMeeting = customer.getCustomerMeetingValue();
        LocalDate dateToStart = new LocalDate();
        if (customerMeeting.isWeekly()) {
            LocalDate meetingStartDate = new LocalDate(customerMeeting.getMeetingStartDate());
            if (dateToStart.isBefore(meetingStartDate)) {
                dateToStart = meetingStartDate;
                loanDisbursementDateFinder = loanDisbursementDateFactory.create(customer, loanProduct, false, isLoanWithBackdatedPayments);
            } else {
                loanDisbursementDateFinder = loanDisbursementDateFactory.create(customer, loanProduct, isRepaymentIndependentOfMeetingEnabled, isLoanWithBackdatedPayments);
            }
            nextPossibleDisbursementDate = loanDisbursementDateFinder.findClosestMatchingDateFromAndInclusiveOf(dateToStart);
        } else {
            loanDisbursementDateFinder = loanDisbursementDateFactory.create(customer, loanProduct, isRepaymentIndependentOfMeetingEnabled, isLoanWithBackdatedPayments);
            nextPossibleDisbursementDate = loanDisbursementDateFinder.findClosestMatchingDateFromAndInclusiveOf(dateToStart);
        }
        LoanAmountOption eligibleLoanAmount = loanProduct.eligibleLoanAmount(customer.getMaxLoanAmount(loanProduct), customer.getMaxLoanCycleForProduct(loanProduct));
        LoanOfferingInstallmentRange eligibleNoOfInstall = loanProduct.eligibleNoOfInstall(customer.getMaxLoanAmount(loanProduct), customer.getMaxLoanCycleForProduct(loanProduct));
        Double defaultInterestRate = loanProduct.getDefInterestRate();
        Double maxInterestRate = loanProduct.getMaxInterestRate();
        Double minInterestRate = loanProduct.getMinInterestRate();
        LinkedHashMap<String, String> collateralOptions = new LinkedHashMap<String, String>();
        LinkedHashMap<String, String> purposeOfLoanOptions = new LinkedHashMap<String, String>();
        CustomValueDto customValueDto = legacyMasterDao.getLookUpEntity(MasterConstants.COLLATERAL_TYPES);
        List<CustomValueListElementDto> collateralTypes = customValueDto.getCustomValueListElements();
        for (CustomValueListElementDto element : collateralTypes) {
            collateralOptions.put(element.getId().toString(), element.getName());
        }
        // Business activities got in getPrdOfferings also but only for glim.
        List<ValueListElement> loanPurposes = legacyMasterDao.findValueListElements(MasterConstants.LOAN_PURPOSES);
        for (ValueListElement element : loanPurposes) {
            purposeOfLoanOptions.put(element.getId().toString(), element.getName());
        }
        List<FundDto> fundDtos = new ArrayList<FundDto>();
        List<FundBO> funds = getFunds(loanProduct);
        for (FundBO fund : funds) {
            FundDto fundDto = new FundDto();
            fundDto.setId(Short.toString(fund.getFundId()));
            fundDto.setCode(translateFundCodeToDto(fund.getFundCode()));
            fundDto.setName(fund.getFundName());
            fundDtos.add(fundDto);
        }
        ProductDetailsDto productDto = loanProduct.toDetailsDto();
        CustomerDetailDto customerDetailDto = customer.toCustomerDetailDto();
        Integer gracePeriodInInstallments = loanProduct.getGracePeriodDuration().intValue();
        final List<PrdOfferingDto> loanProductDtos = retrieveActiveLoanProductsApplicableForCustomer(customer, isRepaymentIndependentOfMeetingEnabled);
        InterestType interestType = InterestType.fromInt(loanProduct.getInterestTypes().getId().intValue());
        InterestTypesEntity productInterestType = this.loanProductDao.findInterestType(interestType);
        String interestTypeName = ApplicationContextProvider.getBean(MessageLookup.class).lookup(productInterestType.getLookUpValue());
        LinkedHashMap<String, String> daysOfTheWeekOptions = new LinkedHashMap<String, String>();
        List<WeekDay> workingDays = new FiscalCalendarRules().getWorkingDays();
        for (WeekDay workDay : workingDays) {
            String weekdayName = ApplicationContextProvider.getBean(MessageLookup.class).lookup(workDay.getPropertiesKey());
            workDay.setWeekdayName(weekdayName);
            daysOfTheWeekOptions.put(workDay.getValue().toString(), weekdayName);
        }
        LinkedHashMap<String, String> weeksOfTheMonthOptions = new LinkedHashMap<String, String>();
        for (RankOfDay weekOfMonth : RankOfDay.values()) {
            String weekOfMonthName = ApplicationContextProvider.getBean(MessageLookup.class).lookup(weekOfMonth.getPropertiesKey());
            weeksOfTheMonthOptions.put(weekOfMonth.getValue().toString(), weekOfMonthName);
        }
        boolean variableInstallmentsAllowed = loanProduct.isVariableInstallmentsAllowed();
        boolean fixedRepaymentSchedule = loanProduct.isFixedRepaymentSchedule();
        Integer minGapInDays = Integer.valueOf(0);
        Integer maxGapInDays = Integer.valueOf(0);
        BigDecimal minInstallmentAmount = BigDecimal.ZERO;
        if (variableInstallmentsAllowed) {
            VariableInstallmentDetailsBO variableInstallmentsDetails = loanProduct.getVariableInstallmentDetails();
            minGapInDays = variableInstallmentsDetails.getMinGapInDays();
            maxGapInDays = variableInstallmentsDetails.getMaxGapInDays();
            minInstallmentAmount = variableInstallmentsDetails.getMinInstallmentAmount().getAmount();
        }
        boolean compareCashflowEnabled = loanProduct.isCashFlowCheckEnabled();
        // GLIM specific
        final boolean isGroup = customer.isGroup();
        final boolean isGlimEnabled = configurationPersistence.isGlimEnabled();
        //Group Loan Account with members specific
        final boolean isGroupLoanWithMembersEnabled = AccountingRules.isGroupLoanWithMembers();
        List<LoanAccountDetailsDto> clientDetails = new ArrayList<LoanAccountDetailsDto>();
        if (isGroup && (isGlimEnabled || isGroupLoanWithMembersEnabled)) {
            final List<ClientBO> activeClientsOfGroup = customerDao.findActiveClientsUnderGroup(customer);
            if (activeClientsOfGroup == null || activeClientsOfGroup.isEmpty()) {
                throw new BusinessRuleException(GroupConstants.IMPOSSIBLE_TO_CREATE_GROUP_LOAN);
            }
            for (ClientBO client : activeClientsOfGroup) {
                LoanAccountDetailsDto clientDetail = new LoanAccountDetailsDto();
                clientDetail.setClientId(client.getGlobalCustNum());
                clientDetail.setClientName(client.getDisplayName());
                clientDetails.add(clientDetail);
            }
        }
        // end of GLIM specific
        int digitsAfterDecimalForInterest = AccountingRules.getDigitsAfterDecimalForInterest().intValue();
        int digitsBeforeDecimalForInterest = AccountingRules.getDigitsBeforeDecimalForInterest().intValue();
        int digitsAfterDecimalForMonetaryAmounts = AccountingRules.getDigitsAfterDecimal().intValue();
        int digitsBeforeDecimalForMonetaryAmounts = AccountingRules.getDigitsBeforeDecimal().intValue();
        ApplicationConfigurationDto appConfig = new ApplicationConfigurationDto(digitsAfterDecimalForInterest, digitsBeforeDecimalForInterest, digitsAfterDecimalForMonetaryAmounts, digitsBeforeDecimalForMonetaryAmounts);
        Map<String, String> disbursalPaymentTypes = new LinkedHashMap<String, String>();
        try {
            for (PaymentTypeDto paymentTypeDto : accountService.getLoanDisbursementTypes()) {
                disbursalPaymentTypes.put(paymentTypeDto.getValue().toString(), paymentTypeDto.getName());
            }
        } catch (Exception e) {
            throw new SystemException(e);
        }
        Map<String, String> repaymentpaymentTypes = new LinkedHashMap<String, String>();
        try {
            for (PaymentTypeDto paymentTypeDto : accountService.getLoanPaymentTypes()) {
                repaymentpaymentTypes.put(paymentTypeDto.getValue().toString(), paymentTypeDto.getName());
            }
        } catch (Exception e) {
            throw new SystemException(e);
        }
        String currency = loanProduct.getCurrency().getCurrencyCode();
        return new LoanCreationLoanDetailsDto(currency, isRepaymentIndependentOfMeetingEnabled, loanOfferingMeetingDto, customer.getCustomerMeetingValue().toDto(), loanPurposes, productDto, gracePeriodInInstallments, customerDetailDto, loanProductDtos, interestTypeName, fundDtos, collateralOptions, purposeOfLoanOptions, defaultFeeOptions, additionalFeeOptions, defaultFees, additionalFees, BigDecimal.valueOf(eligibleLoanAmount.getDefaultLoanAmount()), BigDecimal.valueOf(eligibleLoanAmount.getMaxLoanAmount()), BigDecimal.valueOf(eligibleLoanAmount.getMinLoanAmount()), defaultInterestRate, maxInterestRate, minInterestRate, eligibleNoOfInstall.getDefaultNoOfInstall().intValue(), eligibleNoOfInstall.getMaxNoOfInstall().intValue(), eligibleNoOfInstall.getMinNoOfInstall().intValue(), nextPossibleDisbursementDate, daysOfTheWeekOptions, weeksOfTheMonthOptions, variableInstallmentsAllowed, fixedRepaymentSchedule, minGapInDays, maxGapInDays, minInstallmentAmount, compareCashflowEnabled, isGlimEnabled, isGroup, clientDetails, appConfig, defaultPenalties, disbursalPaymentTypes, repaymentpaymentTypes, isGroupLoanWithMembersEnabled);
    } catch (SystemException e) {
        throw new MifosRuntimeException(e);
    }
}

Example 14 with CustomerBO

use of org.mifos.customers.business.CustomerBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method previewLoanCreationDetails.

@Override
public LoanCreationPreviewDto previewLoanCreationDetails(Integer customerId, List<LoanAccountDetailsDto> accountDetails, List<String> selectedClientIds) {
    CustomerBO customer = this.customerDao.findCustomerById(customerId);
    final boolean isGroup = customer.isGroup();
    final boolean isGlimEnabled = configurationPersistence.isGlimEnabled();
    List<LoanAccountDetailsDto> loanAccountDetailsView = new ArrayList<LoanAccountDetailsDto>();
    for (String clientIdAsString : selectedClientIds) {
        if (StringUtils.isNotEmpty(clientIdAsString)) {
            LoanAccountDetailsDto tempLoanAccount = new LoanAccountDetailsDto();
            ClientBO client = (ClientBO) this.customerDao.findCustomerById(Integer.valueOf(clientIdAsString));
            LoanAccountDetailsDto account = null;
            for (LoanAccountDetailsDto tempAccount : accountDetails) {
                if (tempAccount.getClientId().equals(clientIdAsString)) {
                    account = tempAccount;
                }
            }
            tempLoanAccount.setClientId(client.getGlobalCustNum().toString());
            tempLoanAccount.setClientName(client.getDisplayName());
            tempLoanAccount.setLoanAmount((null != account.getLoanAmount() && !EMPTY.equals(account.getLoanAmount().toString()) ? account.getLoanAmount() : "0.0"));
            tempLoanAccount.setBusinessActivity(account.getBusinessActivity());
            tempLoanAccount.setGovermentId((StringUtils.isNotBlank(client.getGovernmentId()) ? client.getGovernmentId() : "-").toString());
            loanAccountDetailsView.add(tempLoanAccount);
        }
    }
    return new LoanCreationPreviewDto(isGlimEnabled, isGroup, loanAccountDetailsView);
}

Example 15 with CustomerBO

use of org.mifos.customers.business.CustomerBO in project head by mifos.

the class LoanAccountServiceFacadeWebTier method retrieveLoanGuarantors.

@Override
public List<CustomerDetailDto> retrieveLoanGuarantors(String globalAccountNum) throws PersistenceException {
    LoanBO loan = loanDao.findByGlobalAccountNum(globalAccountNum);
    List<CustomerDetailDto> guarantors = new ArrayList<CustomerDetailDto>();
    List<GuarantyEntity> guaranties = legacyAccountDao.getGuarantyByLoanId(loan.getAccountId());
    for (GuarantyEntity guaranty : guaranties) {
        CustomerBO customerBO = customerDao.findCustomerById(guaranty.getGuarantorId());
        guarantors.add(new CustomerDetailDto(customerBO.getCustomerId(), customerBO.getDisplayName(), customerBO.getSearchId(), customerBO.getGlobalCustNum(), null, null, null));
    }
    return guarantors;
}