Examples with Money org.mifos.framework.util.helpers.Money used on opensource projects

Example 1 with Money

use of org.mifos.framework.util.helpers.Money in project head by mifos.

the class LoanBO method waiveFeeAmountDue.

private void waiveFeeAmountDue() throws AccountException {
    List<AccountActionDateEntity> accountActionDateList = getApplicableIdsForNextInstallmentAndArrears();
    LoanScheduleEntity accountActionDateEntity = (LoanScheduleEntity) accountActionDateList.get(accountActionDateList.size() - 1);
    Money chargeWaived = accountActionDateEntity.waiveFeeCharges();
    Money principal = new Money(getCurrency());
    Money interest = new Money(getCurrency());
    Money penalty = new Money(getCurrency());
    if (chargeWaived != null && chargeWaived.isGreaterThanZero()) {
        updateTotalFeeAmount(chargeWaived);
        updateAccountActivity(principal, interest, chargeWaived, penalty, userContext.getId(), LoanConstants.FEE_WAIVED);
        waiveChargesFromMemberAccounts(LoanConstants.FEE_WAIVED);
    }
    try {
        getlegacyLoanDao().createOrUpdate(this);
    } catch (PersistenceException e) {
        throw new AccountException(e);
    }
}

Example 2 with Money

use of org.mifos.framework.util.helpers.Money in project head by mifos.

the class LoanBO method updatePerformanceHistory.

private void updatePerformanceHistory(boolean accountReOpened) {
    if (accountReOpened && this.getCustomer().isClient()) {
        ClientPerformanceHistoryEntity clientHistory = (ClientPerformanceHistoryEntity) this.getCustomer().getPerformanceHistory();
        clientHistory.incrementNoOfActiveLoans();
        Money newLastLoanAmount = getlegacyLoanDao().findClientPerformanceHistoryLastLoanAmountWhenRepaidLoanAdjusted(this.getCustomer().getCustomerId(), this.getAccountId());
        clientHistory.setLastLoanAmount(newLastLoanAmount);
    }
    if (accountReOpened && this.getCustomer().isGroup()) {
        final GroupPerformanceHistoryEntity groupHistory = (GroupPerformanceHistoryEntity) this.getCustomer().getPerformanceHistory();
        Money newLastGroupLoanAmount = getlegacyLoanDao().findGroupPerformanceHistoryLastLoanAmountWhenRepaidLoanAdjusted(this.getCustomer().getCustomerId(), this.getAccountId());
        groupHistory.setLastGroupLoanAmount(newLastGroupLoanAmount);
    }
}

Example 3 with Money

use of org.mifos.framework.util.helpers.Money in project head by mifos.

the class LoanBO method principleOfFutureInstallments.

private Money principleOfFutureInstallments() {
    Money amount = new Money(getCurrency());
    List<AccountActionDateEntity> futureInstallments = getApplicableIdsForFutureInstallments();
    for (AccountActionDateEntity futureInstallment : futureInstallments) {
        amount = amount.add(((LoanScheduleEntity) futureInstallment).getPrincipalDue());
    }
    return amount;
}

Example 4 with Money

use of org.mifos.framework.util.helpers.Money in project head by mifos.

the class LoanBO method updateInstallmentAfterAdjustment.

@Override
protected void updateInstallmentAfterAdjustment(final List<AccountTrxnEntity> reversedTrxns, PersonnelBO loggedInUser) throws AccountException {
    Money increaseInterest = new Money(this.getCurrency());
    Money increaseFees = new Money(this.getCurrency());
    Money increasePenalty = new Money(this.getCurrency());
    int numberOfFullPayments = 0;
    short numberOfInstalments = (short) reversedTrxns.size();
    List<AccountActionDateEntity> allInstallments = this.getAllInstallments();
    if (isNotEmpty(reversedTrxns)) {
        for (AccountTrxnEntity reversedTrxn : reversedTrxns) {
            Short prevInstallmentId = null;
            Short currentInstallmentId = reversedTrxn.getInstallmentId();
            numberOfFullPayments = getIncrementedNumberOfFullPaymentsIfPaid(numberOfFullPayments, allInstallments, prevInstallmentId, currentInstallmentId);
            if (!reversedTrxn.isTrxnForReversalOfLoanDisbursal()) {
                LoanTrxnDetailEntity loanReverseTrxn = (LoanTrxnDetailEntity) reversedTrxn;
                loanSummary.updatePaymentDetails(loanReverseTrxn);
                if (loanReverseTrxn.isNotEmptyTransaction()) {
                    LoanScheduleEntity installment = (LoanScheduleEntity) getAccountActionDate(loanReverseTrxn.getInstallmentId());
                    installment.updatePaymentDetailsForAdjustment(loanReverseTrxn);
                    if (installment.isPaid()) {
                        increaseInterest = increaseInterest.add(installment.getInterestDue().add(installment.getExtraInterestDue())).add(loanReverseTrxn.getInterestAmount());
                        increaseFees = increaseFees.add(installment.getTotalFeesDue());
                        if (!this.noOfInstallments.equals(numberOfInstalments)) {
                            increaseFees = increaseFees.add(installment.getMiscFeeDue()).add(loanReverseTrxn.getMiscFeeAmount());
                            increasePenalty = increasePenalty.add(installment.getPenaltyDue()).add(loanReverseTrxn.getPenaltyAmount());
                        }
                    }
                    installment.recordForAdjustment();
                    if (installment.hasFees()) {
                        for (AccountFeesActionDetailEntity accntFeesAction : installment.getAccountFeesActionDetails()) {
                            loanReverseTrxn.adjustFees(accntFeesAction);
                        }
                    }
                    if (installment.hasPenalties()) {
                        for (LoanPenaltyScheduleEntity entity : installment.getLoanPenaltyScheduleEntities()) {
                            loanReverseTrxn.adjustPenalties(entity);
                        }
                    }
                }
            }
        }
        AccountStateEntity currentAccountState = this.getAccountState();
        AccountStateEntity newAccountState = currentAccountState;
        boolean statusChangeNeeded = false;
        if (isLoanActiveWithStatusChangeHistory()) {
            AccountStatusChangeHistoryEntity lastAccountStatusChange = getLastAccountStatusChange();
            if (lastAccountStatusChange.isLoanActive()) {
                statusChangeNeeded = true;
            } else if (currentAccountState.isLoanClosedObligationsMet()) {
                statusChangeNeeded = true;
                newAccountState = lastAccountStatusChange.getOldStatus();
            }
        }
        boolean accountReOpened = isAccountReOpened(currentAccountState, newAccountState);
        updatePerformanceHistory(accountReOpened);
        /*
             * John W - mifos-1986 - see related comment above
             */
        if (accountReOpened) {
            loanSummary.increaseBy(null, increaseInterest, increasePenalty, increaseFees);
            // fix for MIFOS-3287
            this.setClosedDate(null);
        }
        // Else reverse payments equal to number of transactions reversed.
        if (accountReOpened) {
            updatePerformanceHistoryOnAdjustment(1);
        } else if (reversedTrxns.size() > 0) {
            updatePerformanceHistoryOnAdjustment(numberOfFullPayments);
        }
        if (statusChangeNeeded) {
            Short daysInArrears = getDaysInArrears(accountReOpened);
            if (currentAccountState.isLoanClosedObligationsMet()) {
                AccountState newStatus = AccountState.LOAN_ACTIVE_IN_BAD_STANDING;
                if (daysInArrears == 0) {
                    newStatus = AccountState.LOAN_ACTIVE_IN_GOOD_STANDING;
                }
                changeStatus(newStatus, null, "Account Reopened", loggedInUser);
            } else {
                if (daysInArrears == 0) {
                    if (!currentAccountState.isLoanActiveInGoodStanding()) {
                        changeStatus(AccountState.LOAN_ACTIVE_IN_GOOD_STANDING, null, "Account Adjusted", loggedInUser);
                    }
                } else {
                    if (!currentAccountState.isLoanActiveInBadStanding()) {
                        changeStatus(AccountState.LOAN_ACTIVE_IN_BAD_STANDING, null, "Account Adjusted", loggedInUser);
                        handleArrearsAging();
                    }
                }
            }
        }
        try {
            PersonnelBO personnel = legacyPersonnelDao.getPersonnel(getUserContext().getId());
            addLoanActivity(buildLoanActivity(reversedTrxns, personnel, AccountConstants.LOAN_ADJUSTED, DateUtils.getCurrentDateWithoutTimeStamp()));
        } catch (PersistenceException e) {
            throw new AccountException(e);
        }
    }
}

Example 5 with Money

use of org.mifos.framework.util.helpers.Money in project head by mifos.

the class LoanBO method regeneratePaymentSchedule.

/**
     * pull this logic out of LoanBO entity and reuse LoanSchedule behaviour used from service facades at a service level
     */
@Deprecated
private void regeneratePaymentSchedule(final boolean isRepaymentIndepOfMeetingEnabled, final MeetingBO newMeetingForRepaymentDay) throws AccountException {
    Money miscFee = getMiscFee();
    Money miscPenalty = getMiscPenalty();
    try {
        getlegacyLoanDao().deleteInstallments(this.getAccountActionDates());
    } catch (PersistenceException e) {
        throw new AccountException(e);
    }
    // Delete previous loan meeting if loan is parent account and set individual loans(if any) loanMeeting same as parent 
    if (isRepaymentIndepOfMeetingEnabled && newMeetingForRepaymentDay != null && !this.getLoanMeeting().equals(newMeetingForRepaymentDay)) {
        if (null != this.getLoanMeeting() && !this.isIndividualLoan()) {
            this.delete(this.getLoanMeeting());
        }
        setLoanMeeting(newMeetingForRepaymentDay);
        if (this.hasMemberAccounts()) {
            for (LoanBO individualLoanBO : this.getMemberAccounts()) {
                individualLoanBO.setLoanMeeting(newMeetingForRepaymentDay);
            }
        }
    }
    this.resetAccountActionDates();
    loanMeeting.setMeetingStartDate(disbursementDate);
    RecurringScheduledEventFactory scheduledEventFactory = new RecurringScheduledEventFactoryImpl();
    ScheduledEvent meetingScheduledEvent = scheduledEventFactory.createScheduledEventFrom(this.loanMeeting);
    LoanInstallmentFactory loanInstallmentFactory = new LoanInstallmentFactoryImpl(scheduledEventFactory);
    LoanInstallmentGenerator loanInstallmentGenerator = loanInstallmentFactory.create(this.getLoanMeeting(), isRepaymentIndepOfMeetingEnabled);
    LocalDate actualDisbursementDate = new LocalDate(this.disbursementDate);
    List<InstallmentDate> installmentDates = loanInstallmentGenerator.generate(actualDisbursementDate, this.noOfInstallments, this.gracePeriodType.asEnum(), this.gracePeriodDuration, this.office.getOfficeId());
    Integer numberOfInstallments = installmentDates.size();
    GraceType graceType = this.gracePeriodType.asEnum();
    InterestType interestType = InterestType.fromInt(this.interestType.getId());
    Integer interestDays = AccountingRules.getNumberOfInterestDays().intValue();
    LoanDecliningInterestAnnualPeriodCalculator decliningInterestAnnualPeriodCalculator = new LoanDecliningInterestAnnualPeriodCalculatorFactory().create(loanMeeting.getRecurrenceType());
    Double decliningInterestAnnualPeriod = decliningInterestAnnualPeriodCalculator.calculate(loanMeeting.getRecurAfter().intValue(), interestDays);
    Double interestFractionalRatePerInstallment = interestRate / decliningInterestAnnualPeriod / 100;
    LoanDurationInAccountingYearsCalculator loanDurationInAccountingYearsCalculator = new LoanDurationInAccountingYearsCalculatorFactory().create(loanMeeting.getRecurrenceType());
    Double durationInYears = loanDurationInAccountingYearsCalculator.calculate(loanMeeting.getRecurAfter().intValue(), numberOfInstallments, interestDays);
    List<DateTime> scheduledInstallments = new ArrayList<DateTime>();
    for (InstallmentDate installmentDate : installmentDates) {
        scheduledInstallments.add(new DateTime(installmentDate.getInstallmentDueDate()));
    }
    LoanInterestCalculationDetails loanInterestCalculationDetails = new LoanInterestCalculationDetails(loanAmount, interestRate, graceType, gracePeriodDuration.intValue(), numberOfInstallments, durationInYears, interestFractionalRatePerInstallment, actualDisbursementDate, scheduledInstallments);
    LoanInterestCalculatorFactory loanInterestCalculatorFactory = new LoanInterestCalculatorFactoryImpl();
    LoanInterestCalculator loanInterestCalculator = loanInterestCalculatorFactory.create(interestType, this.loanOffering.isVariableInstallmentsAllowed());
    Money loanInterest = loanInterestCalculator.calculate(loanInterestCalculationDetails);
    EqualInstallmentGeneratorFactory equalInstallmentGeneratorFactory = new EqualInstallmentGeneratorFactoryImpl();
    PrincipalWithInterestGenerator equalInstallmentGenerator = equalInstallmentGeneratorFactory.create(interestType, loanInterest, this.loanOffering.isVariableInstallmentsAllowed());
    List<InstallmentPrincipalAndInterest> principalWithInterestInstallments = equalInstallmentGenerator.generateEqualInstallments(loanInterestCalculationDetails);
    List<LoanScheduleEntity> unroundedLoanSchedules = createUnroundedLoanSchedulesFromInstallments(installmentDates, loanInterest, this.loanAmount, meetingScheduledEvent, principalWithInterestInstallments, this.getAccountFees());
    Money rawAmount = calculateTotalFeesAndInterestForLoanSchedules(unroundedLoanSchedules);
    if (loanSummary == null) {
        // save it to LoanBO first and when loan summary is created it will
        // be retrieved and save to loan summary
        setRawAmountTotal(rawAmount);
    } else {
        loanSummary.setRawAmountTotal(rawAmount);
    }
    List<LoanScheduleEntity> allExistingLoanSchedules = new ArrayList<LoanScheduleEntity>();
    LoanScheduleRounderHelper loanScheduleRounderHelper = new DefaultLoanScheduleRounderHelper();
    LoanScheduleRounder loanScheduleInstallmentRounder = getLoanScheduleRounder(loanScheduleRounderHelper);
    List<LoanScheduleEntity> roundedLoanSchedules = loanScheduleInstallmentRounder.round(graceType, gracePeriodDuration, loanAmount, interestType, unroundedLoanSchedules, allExistingLoanSchedules);
    for (LoanScheduleEntity roundedLoanSchedule : roundedLoanSchedules) {
        addAccountActionDate(roundedLoanSchedule);
    }
    LoanScheduleEntity loanScheduleEntity = (LoanScheduleEntity) getAccountActionDate((short) 1);
    loanScheduleEntity.setMiscFee(miscFee);
    loanScheduleEntity.setMiscPenalty(miscPenalty);
    Money interest = new Money(getCurrency());
    Money fees = new Money(getCurrency());
    Money penalty = new Money(getCurrency());
    Money principal = new Money(getCurrency());
    Set<AccountActionDateEntity> actionDates = getAccountActionDates();
    if (actionDates != null && actionDates.size() > 0) {
        for (AccountActionDateEntity accountActionDate : actionDates) {
            LoanScheduleEntity loanSchedule = (LoanScheduleEntity) accountActionDate;
            principal = principal.add(loanSchedule.getPrincipal());
            interest = interest.add(loanSchedule.getInterest());
            fees = fees.add(loanSchedule.getTotalFeesDueWithMiscFee());
            penalty = penalty.add(loanSchedule.getTotalPenalty());
        }
    }
    fees = fees.add(getDisbursementFeeAmount());
    loanSummary.setOriginalInterest(interest);
    loanSummary.setOriginalFees(fees);
    loanSummary.setOriginalPenalty(penalty);
}