Examples with GraceType org.mifos.accounts.productdefinition.util.helpers.GraceType used on opensource projects

Example 1 with GraceType

use of org.mifos.accounts.productdefinition.util.helpers.GraceType in project head by mifos.

the class DecliningBalanceLoanInterestCalculator method calculate.

@Override
public Money calculate(LoanInterestCalculationDetails loanInterestCalculationDetails) {
    Money loanAmount = loanInterestCalculationDetails.getLoanAmount();
    Double interestRate = loanInterestCalculationDetails.getInterestRate();
    GraceType graceType = loanInterestCalculationDetails.getGraceType();
    Integer gracePeriodDuration = loanInterestCalculationDetails.getGracePeriodDuration();
    Integer numberOfInstallments = loanInterestCalculationDetails.getNumberOfInstallments();
    Double interestFractionalRatePerInstallment = loanInterestCalculationDetails.getInterestFractionalRatePerInstallment();
    return getDecliningInterestAmount_v2(graceType, gracePeriodDuration, numberOfInstallments, loanAmount, interestRate, interestFractionalRatePerInstallment);
}

Example 2 with GraceType

use of org.mifos.accounts.productdefinition.util.helpers.GraceType in project head by mifos.

the class DecliningBalanceWithEqualPrincipalInstallmentsLoanInterestCalculator method calculate.

@Override
public Money calculate(LoanInterestCalculationDetails loanInterestCalculationDetails) {
    Money loanAmount = loanInterestCalculationDetails.getLoanAmount();
    GraceType graceType = loanInterestCalculationDetails.getGraceType();
    Integer gracePeriodDuration = loanInterestCalculationDetails.getGracePeriodDuration();
    Integer numberOfInstallments = loanInterestCalculationDetails.getNumberOfInstallments();
    Double interestFractionalRatePerInstallment = loanInterestCalculationDetails.getInterestFractionalRatePerInstallment();
    return getDecliningEPIAmount_v2(graceType, gracePeriodDuration, numberOfInstallments, loanAmount, interestFractionalRatePerInstallment);
}

Example 3 with GraceType

use of org.mifos.accounts.productdefinition.util.helpers.GraceType in project head by mifos.

the class DecliningBalancePrincipalWithInterestGenerator method generateEqualInstallments.

@Override
public List<InstallmentPrincipalAndInterest> generateEqualInstallments(LoanInterestCalculationDetails loanInterestCalculationDetails) {
    GraceType graceType = loanInterestCalculationDetails.getGraceType();
    Integer gracePeriodDuration = loanInterestCalculationDetails.getGracePeriodDuration();
    Money loanAmount = loanInterestCalculationDetails.getLoanAmount();
    Integer numberOfInstallments = loanInterestCalculationDetails.getNumberOfInstallments();
    Double interestFractionalRatePerInstallment = loanInterestCalculationDetails.getInterestFractionalRatePerInstallment();
    Double interestRate = loanInterestCalculationDetails.getInterestRate();
    int prorateValue = 0;
    List<InstallmentPrincipalAndInterest> lstInstallmntPricplIntrst = null;
    LocalDate disbursalDateWithLocalDate = loanInterestCalculationDetails.getDisbursementDate();
    DateTime disbursalDate = disbursalDateWithLocalDate.toDateTimeAtStartOfDay();
    List<DateTime> dates = loanInterestCalculationDetails.getLoanScheduleDates();
    if (dates.size() > 1) {
        //check whether loanscheduledDates are there
        DateTime firstRepaymentDay = dates.get(0);
        long differenceOfTwoDatesinMilliseconds = (firstRepaymentDay.toDate().getTime() - disbursalDate.toDate().getTime());
        long noOfDays = differenceOfTwoDatesinMilliseconds / (1000 * 60 * 60 * 24);
        int noOfDaysBetweenFirstRepaymentDayAndDisbursalDate = (int) noOfDays;
        DateTime secondRepaymentDay = dates.get(1);
        long duration = (secondRepaymentDay.toDate().getTime() - firstRepaymentDay.toDate().getTime()) / (1000 * 60 * 60 * 24);
        int noOfDaysInOneSchedule = (int) duration;
        prorateValue = new ConfigurationPersistence().getConfigurationValueInteger(PRORATE_RULE);
        if (prorateValue == 1)
            lstInstallmntPricplIntrst = allDecliningInstallments_v2(loanAmount, numberOfInstallments, graceType, gracePeriodDuration, interestFractionalRatePerInstallment, interestRate, noOfDaysBetweenFirstRepaymentDayAndDisbursalDate, noOfDaysInOneSchedule);
    }
    if (prorateValue != 1) {
        lstInstallmntPricplIntrst = allDecliningInstallments_v2(loanAmount, numberOfInstallments, graceType, gracePeriodDuration, interestFractionalRatePerInstallment, interestRate);
    }
    return lstInstallmntPricplIntrst;
}

Example 4 with GraceType

use of org.mifos.accounts.productdefinition.util.helpers.GraceType in project head by mifos.

the class LoanBO method regeneratePaymentSchedule.

/**
     * pull this logic out of LoanBO entity and reuse LoanSchedule behaviour used from service facades at a service level
     */
@Deprecated
private void regeneratePaymentSchedule(final boolean isRepaymentIndepOfMeetingEnabled, final MeetingBO newMeetingForRepaymentDay) throws AccountException {
    Money miscFee = getMiscFee();
    Money miscPenalty = getMiscPenalty();
    try {
        getlegacyLoanDao().deleteInstallments(this.getAccountActionDates());
    } catch (PersistenceException e) {
        throw new AccountException(e);
    }
    // Delete previous loan meeting if loan is parent account and set individual loans(if any) loanMeeting same as parent 
    if (isRepaymentIndepOfMeetingEnabled && newMeetingForRepaymentDay != null && !this.getLoanMeeting().equals(newMeetingForRepaymentDay)) {
        if (null != this.getLoanMeeting() && !this.isIndividualLoan()) {
            this.delete(this.getLoanMeeting());
        }
        setLoanMeeting(newMeetingForRepaymentDay);
        if (this.hasMemberAccounts()) {
            for (LoanBO individualLoanBO : this.getMemberAccounts()) {
                individualLoanBO.setLoanMeeting(newMeetingForRepaymentDay);
            }
        }
    }
    this.resetAccountActionDates();
    loanMeeting.setMeetingStartDate(disbursementDate);
    RecurringScheduledEventFactory scheduledEventFactory = new RecurringScheduledEventFactoryImpl();
    ScheduledEvent meetingScheduledEvent = scheduledEventFactory.createScheduledEventFrom(this.loanMeeting);
    LoanInstallmentFactory loanInstallmentFactory = new LoanInstallmentFactoryImpl(scheduledEventFactory);
    LoanInstallmentGenerator loanInstallmentGenerator = loanInstallmentFactory.create(this.getLoanMeeting(), isRepaymentIndepOfMeetingEnabled);
    LocalDate actualDisbursementDate = new LocalDate(this.disbursementDate);
    List<InstallmentDate> installmentDates = loanInstallmentGenerator.generate(actualDisbursementDate, this.noOfInstallments, this.gracePeriodType.asEnum(), this.gracePeriodDuration, this.office.getOfficeId());
    Integer numberOfInstallments = installmentDates.size();
    GraceType graceType = this.gracePeriodType.asEnum();
    InterestType interestType = InterestType.fromInt(this.interestType.getId());
    Integer interestDays = AccountingRules.getNumberOfInterestDays().intValue();
    LoanDecliningInterestAnnualPeriodCalculator decliningInterestAnnualPeriodCalculator = new LoanDecliningInterestAnnualPeriodCalculatorFactory().create(loanMeeting.getRecurrenceType());
    Double decliningInterestAnnualPeriod = decliningInterestAnnualPeriodCalculator.calculate(loanMeeting.getRecurAfter().intValue(), interestDays);
    Double interestFractionalRatePerInstallment = interestRate / decliningInterestAnnualPeriod / 100;
    LoanDurationInAccountingYearsCalculator loanDurationInAccountingYearsCalculator = new LoanDurationInAccountingYearsCalculatorFactory().create(loanMeeting.getRecurrenceType());
    Double durationInYears = loanDurationInAccountingYearsCalculator.calculate(loanMeeting.getRecurAfter().intValue(), numberOfInstallments, interestDays);
    List<DateTime> scheduledInstallments = new ArrayList<DateTime>();
    for (InstallmentDate installmentDate : installmentDates) {
        scheduledInstallments.add(new DateTime(installmentDate.getInstallmentDueDate()));
    }
    LoanInterestCalculationDetails loanInterestCalculationDetails = new LoanInterestCalculationDetails(loanAmount, interestRate, graceType, gracePeriodDuration.intValue(), numberOfInstallments, durationInYears, interestFractionalRatePerInstallment, actualDisbursementDate, scheduledInstallments);
    LoanInterestCalculatorFactory loanInterestCalculatorFactory = new LoanInterestCalculatorFactoryImpl();
    LoanInterestCalculator loanInterestCalculator = loanInterestCalculatorFactory.create(interestType, this.loanOffering.isVariableInstallmentsAllowed());
    Money loanInterest = loanInterestCalculator.calculate(loanInterestCalculationDetails);
    EqualInstallmentGeneratorFactory equalInstallmentGeneratorFactory = new EqualInstallmentGeneratorFactoryImpl();
    PrincipalWithInterestGenerator equalInstallmentGenerator = equalInstallmentGeneratorFactory.create(interestType, loanInterest, this.loanOffering.isVariableInstallmentsAllowed());
    List<InstallmentPrincipalAndInterest> principalWithInterestInstallments = equalInstallmentGenerator.generateEqualInstallments(loanInterestCalculationDetails);
    List<LoanScheduleEntity> unroundedLoanSchedules = createUnroundedLoanSchedulesFromInstallments(installmentDates, loanInterest, this.loanAmount, meetingScheduledEvent, principalWithInterestInstallments, this.getAccountFees());
    Money rawAmount = calculateTotalFeesAndInterestForLoanSchedules(unroundedLoanSchedules);
    if (loanSummary == null) {
        // save it to LoanBO first and when loan summary is created it will
        // be retrieved and save to loan summary
        setRawAmountTotal(rawAmount);
    } else {
        loanSummary.setRawAmountTotal(rawAmount);
    }
    List<LoanScheduleEntity> allExistingLoanSchedules = new ArrayList<LoanScheduleEntity>();
    LoanScheduleRounderHelper loanScheduleRounderHelper = new DefaultLoanScheduleRounderHelper();
    LoanScheduleRounder loanScheduleInstallmentRounder = getLoanScheduleRounder(loanScheduleRounderHelper);
    List<LoanScheduleEntity> roundedLoanSchedules = loanScheduleInstallmentRounder.round(graceType, gracePeriodDuration, loanAmount, interestType, unroundedLoanSchedules, allExistingLoanSchedules);
    for (LoanScheduleEntity roundedLoanSchedule : roundedLoanSchedules) {
        addAccountActionDate(roundedLoanSchedule);
    }
    LoanScheduleEntity loanScheduleEntity = (LoanScheduleEntity) getAccountActionDate((short) 1);
    loanScheduleEntity.setMiscFee(miscFee);
    loanScheduleEntity.setMiscPenalty(miscPenalty);
    Money interest = new Money(getCurrency());
    Money fees = new Money(getCurrency());
    Money penalty = new Money(getCurrency());
    Money principal = new Money(getCurrency());
    Set<AccountActionDateEntity> actionDates = getAccountActionDates();
    if (actionDates != null && actionDates.size() > 0) {
        for (AccountActionDateEntity accountActionDate : actionDates) {
            LoanScheduleEntity loanSchedule = (LoanScheduleEntity) accountActionDate;
            principal = principal.add(loanSchedule.getPrincipal());
            interest = interest.add(loanSchedule.getInterest());
            fees = fees.add(loanSchedule.getTotalFeesDueWithMiscFee());
            penalty = penalty.add(loanSchedule.getTotalPenalty());
        }
    }
    fees = fees.add(getDisbursementFeeAmount());
    loanSummary.setOriginalInterest(interest);
    loanSummary.setOriginalFees(fees);
    loanSummary.setOriginalPenalty(penalty);
}

Example 5 with GraceType

use of org.mifos.accounts.productdefinition.util.helpers.GraceType in project head by mifos.

the class LoanProductAssembler method fromDto.

public LoanOfferingBO fromDto(MifosUser user, LoanProductRequest loanProductRequest) {
    try {
        Integer userId = user.getUserId();
        ProductDetailsDto productDetails = loanProductRequest.getProductDetails();
        String name = productDetails.getName();
        String shortName = productDetails.getShortName();
        String description = productDetails.getDescription();
        Integer category = productDetails.getCategory();
        boolean loanCycleCounter = loanProductRequest.isIncludeInLoanCycleCounter();
        boolean waiverInterest = loanProductRequest.isWaiverInterest();
        PrdStatusEntity activeStatus = new PrdOfferingPersistence().getPrdStatus(PrdStatus.LOAN_ACTIVE);
        PrdStatusEntity inActiveStatus = new PrdOfferingPersistence().getPrdStatus(PrdStatus.LOAN_INACTIVE);
        PrdStatusEntity selectedStatus = activeStatus;
        if (productDetails.getStatus() != null && inActiveStatus.getOfferingStatusId().equals(productDetails.getStatus().shortValue())) {
            selectedStatus = inActiveStatus;
        }
        MifosCurrency currency = Money.getDefaultCurrency();
        if (AccountingRules.isMultiCurrencyEnabled()) {
            currency = AccountingRules.getCurrencyByCurrencyId(loanProductRequest.getCurrencyId().shortValue());
        }
        ProductCategoryBO productCategory = this.loanProductDao.findActiveProductCategoryById(category);
        DateTime startDate = productDetails.getStartDate();
        DateTime endDate = productDetails.getEndDate();
        ApplicableTo applicableTo = ApplicableTo.fromInt(productDetails.getApplicableFor());
        PrdApplicableMasterEntity applicableToEntity = this.loanProductDao.findApplicableProductType(applicableTo);
        LoanAmountCalculation loanAmountCalculation = this.loanProductCaluclationTypeAssembler.assembleLoanAmountCalculationFromDto(loanProductRequest.getLoanAmountDetails());
        InterestType interestType = InterestType.fromInt(loanProductRequest.getInterestRateType());
        Double minRate = loanProductRequest.getInterestRateRange().getMin().doubleValue();
        Double maxRate = loanProductRequest.getInterestRateRange().getMax().doubleValue();
        Double defaultRate = loanProductRequest.getInterestRateRange().getTheDefault().doubleValue();
        InterestTypesEntity interestTypeEntity = this.loanProductDao.findInterestType(interestType);
        RecurrenceType recurrence = RecurrenceType.fromInt(loanProductRequest.getRepaymentDetails().getFrequencyType().shortValue());
        Integer recurEvery = loanProductRequest.getRepaymentDetails().getRecurs();
        LoanInstallmentCalculation loanInstallmentCalculation = this.loanProductCaluclationTypeAssembler.assembleLoanInstallmentCalculationFromDto(loanProductRequest.getRepaymentDetails().getInstallmentCalculationDetails());
        GraceType gracePeriodType = GraceType.fromInt(loanProductRequest.getRepaymentDetails().getGracePeriodType());
        GracePeriodTypeEntity gracePeriodTypeEntity = this.loanProductDao.findGracePeriodType(gracePeriodType);
        Integer gracePeriodDuration = loanProductRequest.getRepaymentDetails().getGracePeriodDuration();
        List<FeeBO> applicableFees = new ArrayList<FeeBO>();
        List<Integer> applicableFeeIds = loanProductRequest.getApplicableFees();
        for (Integer feeId : applicableFeeIds) {
            FeeBO fee = ApplicationContextProvider.getBean(FeeDao.class).findById(feeId.shortValue());
            applicableFees.add(fee);
        }
        List<FundBO> applicableFunds = new ArrayList<FundBO>();
        List<Integer> applicableFundIds = loanProductRequest.getAccountDetails().getApplicableFunds();
        for (Integer fundId : applicableFundIds) {
            FundBO fund = this.fundDao.findById(fundId.shortValue());
            applicableFunds.add(fund);
        }
        List<PenaltyBO> applicablePenalties = new ArrayList<PenaltyBO>();
        List<Integer> applicablePenaltyIds = loanProductRequest.getApplicablePenalties();
        for (Integer penaltyId : applicablePenaltyIds) {
            PenaltyBO penalty = this.penaltyDao.findPenaltyById(penaltyId);
            applicablePenalties.add(penalty);
        }
        GLCodeEntity interestGlCode = this.generalLedgerDao.findGlCodeById(loanProductRequest.getAccountDetails().getInterestGlCodeId().shortValue());
        GLCodeEntity principalGlCode = this.generalLedgerDao.findGlCodeById(loanProductRequest.getAccountDetails().getPrincipalClCodeId().shortValue());
        String globalProductId = generateProductGlobalNum(user);
        LoanOfferingBO loanProduct = LoanOfferingBO.createNew(userId, globalProductId, name, shortName, description, productCategory, startDate, endDate, applicableToEntity, currency, interestTypeEntity, minRate, maxRate, defaultRate, recurrence, recurEvery, interestGlCode, principalGlCode, activeStatus, inActiveStatus, gracePeriodTypeEntity, gracePeriodDuration, waiverInterest, loanCycleCounter, loanAmountCalculation, loanInstallmentCalculation, applicableFees, applicableFunds, applicablePenalties);
        loanProduct.updateStatus(selectedStatus);
        return loanProduct;
    } catch (PersistenceException e) {
        throw new MifosRuntimeException(e);
    }
}