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Example 6 with AccountActionDateEntity

use of org.mifos.accounts.business.AccountActionDateEntity in project head by mifos.

the class LoanBO method regeneratePaymentSchedule.

/**
     * pull this logic out of LoanBO entity and reuse LoanSchedule behaviour used from service facades at a service level
     */
@Deprecated
private void regeneratePaymentSchedule(final boolean isRepaymentIndepOfMeetingEnabled, final MeetingBO newMeetingForRepaymentDay) throws AccountException {
    Money miscFee = getMiscFee();
    Money miscPenalty = getMiscPenalty();
    try {
        getlegacyLoanDao().deleteInstallments(this.getAccountActionDates());
    } catch (PersistenceException e) {
        throw new AccountException(e);
    }
    // Delete previous loan meeting if loan is parent account and set individual loans(if any) loanMeeting same as parent 
    if (isRepaymentIndepOfMeetingEnabled && newMeetingForRepaymentDay != null && !this.getLoanMeeting().equals(newMeetingForRepaymentDay)) {
        if (null != this.getLoanMeeting() && !this.isIndividualLoan()) {
            this.delete(this.getLoanMeeting());
        }
        setLoanMeeting(newMeetingForRepaymentDay);
        if (this.hasMemberAccounts()) {
            for (LoanBO individualLoanBO : this.getMemberAccounts()) {
                individualLoanBO.setLoanMeeting(newMeetingForRepaymentDay);
            }
        }
    }
    this.resetAccountActionDates();
    loanMeeting.setMeetingStartDate(disbursementDate);
    RecurringScheduledEventFactory scheduledEventFactory = new RecurringScheduledEventFactoryImpl();
    ScheduledEvent meetingScheduledEvent = scheduledEventFactory.createScheduledEventFrom(this.loanMeeting);
    LoanInstallmentFactory loanInstallmentFactory = new LoanInstallmentFactoryImpl(scheduledEventFactory);
    LoanInstallmentGenerator loanInstallmentGenerator = loanInstallmentFactory.create(this.getLoanMeeting(), isRepaymentIndepOfMeetingEnabled);
    LocalDate actualDisbursementDate = new LocalDate(this.disbursementDate);
    List<InstallmentDate> installmentDates = loanInstallmentGenerator.generate(actualDisbursementDate, this.noOfInstallments, this.gracePeriodType.asEnum(), this.gracePeriodDuration, this.office.getOfficeId());
    Integer numberOfInstallments = installmentDates.size();
    GraceType graceType = this.gracePeriodType.asEnum();
    InterestType interestType = InterestType.fromInt(this.interestType.getId());
    Integer interestDays = AccountingRules.getNumberOfInterestDays().intValue();
    LoanDecliningInterestAnnualPeriodCalculator decliningInterestAnnualPeriodCalculator = new LoanDecliningInterestAnnualPeriodCalculatorFactory().create(loanMeeting.getRecurrenceType());
    Double decliningInterestAnnualPeriod = decliningInterestAnnualPeriodCalculator.calculate(loanMeeting.getRecurAfter().intValue(), interestDays);
    Double interestFractionalRatePerInstallment = interestRate / decliningInterestAnnualPeriod / 100;
    LoanDurationInAccountingYearsCalculator loanDurationInAccountingYearsCalculator = new LoanDurationInAccountingYearsCalculatorFactory().create(loanMeeting.getRecurrenceType());
    Double durationInYears = loanDurationInAccountingYearsCalculator.calculate(loanMeeting.getRecurAfter().intValue(), numberOfInstallments, interestDays);
    List<DateTime> scheduledInstallments = new ArrayList<DateTime>();
    for (InstallmentDate installmentDate : installmentDates) {
        scheduledInstallments.add(new DateTime(installmentDate.getInstallmentDueDate()));
    }
    LoanInterestCalculationDetails loanInterestCalculationDetails = new LoanInterestCalculationDetails(loanAmount, interestRate, graceType, gracePeriodDuration.intValue(), numberOfInstallments, durationInYears, interestFractionalRatePerInstallment, actualDisbursementDate, scheduledInstallments);
    LoanInterestCalculatorFactory loanInterestCalculatorFactory = new LoanInterestCalculatorFactoryImpl();
    LoanInterestCalculator loanInterestCalculator = loanInterestCalculatorFactory.create(interestType, this.loanOffering.isVariableInstallmentsAllowed());
    Money loanInterest = loanInterestCalculator.calculate(loanInterestCalculationDetails);
    EqualInstallmentGeneratorFactory equalInstallmentGeneratorFactory = new EqualInstallmentGeneratorFactoryImpl();
    PrincipalWithInterestGenerator equalInstallmentGenerator = equalInstallmentGeneratorFactory.create(interestType, loanInterest, this.loanOffering.isVariableInstallmentsAllowed());
    List<InstallmentPrincipalAndInterest> principalWithInterestInstallments = equalInstallmentGenerator.generateEqualInstallments(loanInterestCalculationDetails);
    List<LoanScheduleEntity> unroundedLoanSchedules = createUnroundedLoanSchedulesFromInstallments(installmentDates, loanInterest, this.loanAmount, meetingScheduledEvent, principalWithInterestInstallments, this.getAccountFees());
    Money rawAmount = calculateTotalFeesAndInterestForLoanSchedules(unroundedLoanSchedules);
    if (loanSummary == null) {
        // save it to LoanBO first and when loan summary is created it will
        // be retrieved and save to loan summary
        setRawAmountTotal(rawAmount);
    } else {
        loanSummary.setRawAmountTotal(rawAmount);
    }
    List<LoanScheduleEntity> allExistingLoanSchedules = new ArrayList<LoanScheduleEntity>();
    LoanScheduleRounderHelper loanScheduleRounderHelper = new DefaultLoanScheduleRounderHelper();
    LoanScheduleRounder loanScheduleInstallmentRounder = getLoanScheduleRounder(loanScheduleRounderHelper);
    List<LoanScheduleEntity> roundedLoanSchedules = loanScheduleInstallmentRounder.round(graceType, gracePeriodDuration, loanAmount, interestType, unroundedLoanSchedules, allExistingLoanSchedules);
    for (LoanScheduleEntity roundedLoanSchedule : roundedLoanSchedules) {
        addAccountActionDate(roundedLoanSchedule);
    }
    LoanScheduleEntity loanScheduleEntity = (LoanScheduleEntity) getAccountActionDate((short) 1);
    loanScheduleEntity.setMiscFee(miscFee);
    loanScheduleEntity.setMiscPenalty(miscPenalty);
    Money interest = new Money(getCurrency());
    Money fees = new Money(getCurrency());
    Money penalty = new Money(getCurrency());
    Money principal = new Money(getCurrency());
    Set<AccountActionDateEntity> actionDates = getAccountActionDates();
    if (actionDates != null && actionDates.size() > 0) {
        for (AccountActionDateEntity accountActionDate : actionDates) {
            LoanScheduleEntity loanSchedule = (LoanScheduleEntity) accountActionDate;
            principal = principal.add(loanSchedule.getPrincipal());
            interest = interest.add(loanSchedule.getInterest());
            fees = fees.add(loanSchedule.getTotalFeesDueWithMiscFee());
            penalty = penalty.add(loanSchedule.getTotalPenalty());
        }
    }
    fees = fees.add(getDisbursementFeeAmount());
    loanSummary.setOriginalInterest(interest);
    loanSummary.setOriginalFees(fees);
    loanSummary.setOriginalPenalty(penalty);
}
Also used : PrincipalWithInterestGenerator(org.mifos.clientportfolio.newloan.domain.PrincipalWithInterestGenerator) EqualInstallmentGeneratorFactoryImpl(org.mifos.clientportfolio.newloan.domain.EqualInstallmentGeneratorFactoryImpl) LoanInstallmentFactory(org.mifos.clientportfolio.newloan.domain.LoanInstallmentFactory) ArrayList(java.util.ArrayList) LoanDecliningInterestAnnualPeriodCalculatorFactory(org.mifos.clientportfolio.newloan.domain.LoanDecliningInterestAnnualPeriodCalculatorFactory) DefaultLoanScheduleRounderHelper(org.mifos.clientportfolio.newloan.domain.DefaultLoanScheduleRounderHelper) LoanInterestCalculatorFactory(org.mifos.clientportfolio.newloan.domain.LoanInterestCalculatorFactory) LocalDate(org.joda.time.LocalDate) DateTime(org.joda.time.DateTime) InstallmentDate(org.mifos.accounts.util.helpers.InstallmentDate) LoanInstallmentGenerator(org.mifos.clientportfolio.newloan.domain.LoanInstallmentGenerator) Money(org.mifos.framework.util.helpers.Money) AccountActionDateEntity(org.mifos.accounts.business.AccountActionDateEntity) GraceType(org.mifos.accounts.productdefinition.util.helpers.GraceType) LoanInstallmentFactoryImpl(org.mifos.clientportfolio.newloan.domain.LoanInstallmentFactoryImpl) LoanInterestCalculator(org.mifos.clientportfolio.newloan.domain.LoanInterestCalculator) DefaultLoanScheduleRounderHelper(org.mifos.clientportfolio.newloan.domain.DefaultLoanScheduleRounderHelper) LoanScheduleRounderHelper(org.mifos.clientportfolio.newloan.domain.LoanScheduleRounderHelper) RecurringScheduledEventFactoryImpl(org.mifos.clientportfolio.newloan.domain.RecurringScheduledEventFactoryImpl) ScheduledEvent(org.mifos.schedule.ScheduledEvent) LoanDurationInAccountingYearsCalculator(org.mifos.clientportfolio.newloan.domain.LoanDurationInAccountingYearsCalculator) LoanInterestCalculationDetails(org.mifos.clientportfolio.newloan.domain.LoanInterestCalculationDetails) EqualInstallmentGeneratorFactory(org.mifos.clientportfolio.newloan.domain.EqualInstallmentGeneratorFactory) RecurringScheduledEventFactory(org.mifos.clientportfolio.newloan.domain.RecurringScheduledEventFactory) InterestType(org.mifos.accounts.productdefinition.util.helpers.InterestType) LoanDecliningInterestAnnualPeriodCalculator(org.mifos.clientportfolio.newloan.domain.LoanDecliningInterestAnnualPeriodCalculator) AccountException(org.mifos.accounts.exceptions.AccountException) FirstInstallmentRoudingDifferenceLoanScheduleRounder(org.mifos.clientportfolio.newloan.domain.FirstInstallmentRoudingDifferenceLoanScheduleRounder) LoanScheduleRounder(org.mifos.clientportfolio.newloan.domain.LoanScheduleRounder) DefaultLoanScheduleRounder(org.mifos.clientportfolio.newloan.domain.DefaultLoanScheduleRounder) PersistenceException(org.mifos.framework.exceptions.PersistenceException) LoanInterestCalculatorFactoryImpl(org.mifos.clientportfolio.newloan.domain.LoanInterestCalculatorFactoryImpl) InstallmentPrincipalAndInterest(org.mifos.accounts.loan.util.helpers.InstallmentPrincipalAndInterest) LoanDurationInAccountingYearsCalculatorFactory(org.mifos.clientportfolio.newloan.domain.LoanDurationInAccountingYearsCalculatorFactory)

Example 7 with AccountActionDateEntity

use of org.mifos.accounts.business.AccountActionDateEntity in project head by mifos.

the class LoanBO method rescheduleRemainingUnpaidInstallments.

public void rescheduleRemainingUnpaidInstallments(LoanSchedule loanSchedule, LocalDate asOf) {
    int index = 0;
    for (AccountActionDateEntity entity : this.getDetailsOfUnpaidInstallmentsOn(asOf)) {
        LoanScheduleEntity installment = (LoanScheduleEntity) entity;
        LoanScheduleEntity recalculatedInstallment = loanSchedule.getRoundedLoanSchedules().get(index);
        index++;
        installment.setInterest(recalculatedInstallment.getInterest());
        installment.setPrincipal(recalculatedInstallment.getPrincipal());
    }
    this.loanSummary.setOriginalInterest(getTotalInterestToBePaid());
}
Also used : AccountActionDateEntity(org.mifos.accounts.business.AccountActionDateEntity)

Example 8 with AccountActionDateEntity

use of org.mifos.accounts.business.AccountActionDateEntity in project head by mifos.

the class LoanBO method makeEarlyRepaymentForNextInstallment.

private void makeEarlyRepaymentForNextInstallment(PersonnelBO currentUser, AccountPaymentEntity accountPaymentEntity, boolean waiveInterest, Money interestDue) {
    AccountActionDateEntity nextInstallment = getDetailsOfNextInstallment();
    if (nextInstallment != null && nextInstallment.isNotPaid()) {
        if (waiveInterest) {
            repayInstallmentWithInterestWaiver(nextInstallment, accountPaymentEntity, AccountConstants.PAYMENT_RCVD, AccountActionTypes.LOAN_REPAYMENT, currentUser);
        } else {
            LoanScheduleEntity loanScheduleEntity = (LoanScheduleEntity) nextInstallment;
            Money originalInterestDue = loanScheduleEntity.getInterestDue();
            repayInstallment(loanScheduleEntity, accountPaymentEntity, AccountActionTypes.LOAN_REPAYMENT, currentUser, AccountConstants.PAYMENT_RCVD, interestDue);
            if (isDecliningBalanceInterestRecalculation()) {
                loanSummary.decreaseBy(null, originalInterestDue.subtract(interestDue), null, null);
            }
        }
    }
}
Also used : AccountActionDateEntity(org.mifos.accounts.business.AccountActionDateEntity) Money(org.mifos.framework.util.helpers.Money)

Example 9 with AccountActionDateEntity

use of org.mifos.accounts.business.AccountActionDateEntity in project head by mifos.

the class LoanBO method waiveFeeAmountOverDue.

private void waiveFeeAmountOverDue() throws AccountException {
    Money chargeWaived = new Money(getCurrency());
    Money principal = new Money(getCurrency());
    Money interest = new Money(getCurrency());
    Money penalty = new Money(getCurrency());
    List<AccountActionDateEntity> accountActionDateList = getApplicableIdsForNextInstallmentAndArrears();
    // installment.
    if (getDetailsOfNextInstallment() != null) {
        accountActionDateList.remove(accountActionDateList.size() - 1);
    }
    for (AccountActionDateEntity accountActionDateEntity : accountActionDateList) {
        chargeWaived = chargeWaived.add(((LoanScheduleEntity) accountActionDateEntity).waiveFeeCharges());
    }
    if (chargeWaived != null && chargeWaived.isGreaterThanZero()) {
        updateTotalFeeAmount(chargeWaived);
        updateAccountActivity(principal, interest, chargeWaived, penalty, userContext.getId(), AccountConstants.AMOUNT + chargeWaived + AccountConstants.WAIVED);
        waiveOverdueChargesFromMemberAccounts(LoanConstants.FEE_WAIVED);
    }
    try {
        getlegacyLoanDao().createOrUpdate(this);
    } catch (PersistenceException e) {
        throw new AccountException(e);
    }
}
Also used : Money(org.mifos.framework.util.helpers.Money) AccountActionDateEntity(org.mifos.accounts.business.AccountActionDateEntity) AccountException(org.mifos.accounts.exceptions.AccountException) PersistenceException(org.mifos.framework.exceptions.PersistenceException)

Example 10 with AccountActionDateEntity

use of org.mifos.accounts.business.AccountActionDateEntity in project head by mifos.

the class LoanBO method getTotalPrincipalAmount.

public Money getTotalPrincipalAmount() {
    Money amount = new Money(getCurrency());
    List<AccountActionDateEntity> installments = getAllInstallments();
    for (AccountActionDateEntity accountActionDateEntity : installments) {
        amount = amount.add(((LoanScheduleEntity) accountActionDateEntity).getPrincipal());
    }
    return amount;
}
Also used : Money(org.mifos.framework.util.helpers.Money) AccountActionDateEntity(org.mifos.accounts.business.AccountActionDateEntity)

Aggregations

AccountActionDateEntity (org.mifos.accounts.business.AccountActionDateEntity)211 Money (org.mifos.framework.util.helpers.Money)80 Test (org.junit.Test)69 ArrayList (java.util.ArrayList)58 LocalDate (org.joda.time.LocalDate)42 Date (java.util.Date)39 DateTime (org.joda.time.DateTime)33 MeetingBO (org.mifos.application.meeting.business.MeetingBO)33 AccountException (org.mifos.accounts.exceptions.AccountException)24 PaymentData (org.mifos.accounts.util.helpers.PaymentData)24 AccountFeesEntity (org.mifos.accounts.business.AccountFeesEntity)21 Date (java.sql.Date)19 SavingsScheduleEntity (org.mifos.accounts.savings.business.SavingsScheduleEntity)19 LoanBO (org.mifos.accounts.loan.business.LoanBO)17 SavingsBO (org.mifos.accounts.savings.business.SavingsBO)15 LoanScheduleEntity (org.mifos.accounts.loan.business.LoanScheduleEntity)14 UserContext (org.mifos.security.util.UserContext)14 Calendar (java.util.Calendar)13 GregorianCalendar (java.util.GregorianCalendar)13 CenterBuilder (org.mifos.domain.builders.CenterBuilder)13