Examples with Installment org.mifos.accounts.loan.schedule.domain.Installment used on opensource projects

Example 11 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method shouldComputeRepaymentAmountForOnTimePaymentsAndRepaymentDoneOnInstallmentDueDate.

@Test
public void shouldComputeRepaymentAmountForOnTimePaymentsAndRepaymentDoneOnInstallmentDueDate() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    Installment installment3 = getInstallment(3, getDate(25, 11, 2010), 252.22, 10.40, 0);
    Installment installment4 = getInstallment(4, getDate(25, 12, 2010), 257.87, 5.09, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2, installment3, installment4));
    scheduleCalculator.applyPayment(schedule, BigDecimal.valueOf(262.64), getDate(25, 9, 2010), false);
    scheduleCalculator.applyPayment(schedule, BigDecimal.valueOf(262.63), getDate(25, 10, 2010), false);
    BigDecimal repaymentAmount = scheduleCalculator.computeRepaymentAmount(schedule, getDate(25, 11, 2010)).getTotalRepaymentAmount();
    assertThat(repaymentAmount.doubleValue(), is(520.49));
}

Example 12 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method shortPaymentBeforeDueDateWithFeesAndPenalty.

@Test
public void shortPaymentBeforeDueDateWithFeesAndPenalty() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0, 1, 2, 3, 4);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    Installment installment3 = getInstallment(3, getDate(25, 11, 2010), 252.22, 10.40, 0);
    Installment installment4 = getInstallment(4, getDate(25, 12, 2010), 257.87, 5.09, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2, installment3, installment4));
    scheduleCalculator.applyPayment(schedule, BigDecimal.valueOf(240d), getDate(23, 9, 2010), false);
    assertInstallmentPrincipals(installment1, 242.24, 21.32, 220.92);
    assertInstallmentPrincipals(installment2, 247.67, 247.67, 0);
    assertInstallmentPrincipals(installment3, 252.22, 252.22, 0);
    assertInstallmentPrincipals(installment4, 257.87, 257.87, 0);
    assertInstallmentInterests(installment1, 1.03, 1.03, 19.08);
    assertInstallmentInterests(installment2, 14.96, 14.96, 0);
    assertInstallmentInterests(installment3, 10.40, 10.40, 0);
    assertInstallmentInterests(installment4, 5.09, 5.09, 0);
}

Example 13 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method withExcessPaymentAfterDueDate.

@Test
public void withExcessPaymentAfterDueDate() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    Installment installment3 = getInstallment(3, getDate(25, 11, 2010), 252.22, 10.40, 0);
    Installment installment4 = getInstallment(4, getDate(25, 12, 2010), 257.87, 5.09, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2, installment3, installment4));
    scheduleCalculator.applyPayment(schedule, BigDecimal.valueOf(280d), getDate(29, 9, 2010), false);
    assertInstallmentPrincipals(installment1, 242.24, 0, 242.24);
    assertInstallmentPrincipals(installment2, 247.67, 232.94, 14.73);
    assertInstallmentPrincipals(installment3, 252.22, 252.22, 0);
    assertInstallmentPrincipals(installment4, 257.87, 257.87, 0);
    assertInstallmentInterests(installment1, 20.40, 0, 20.40);
    assertInstallmentInterests(installment2, 12.71, 12.71, 1.99);
    assertInstallmentInterests(installment3, 10.40, 10.40, 0);
    assertInstallmentInterests(installment4, 5.09, 5.09, 0);
    assertInstallmentForExtraInterests(installment1, 0, 0, 0);
    assertInstallmentForExtraInterests(installment2, 0.64, 0, 0.64);
    assertInstallmentForExtraInterests(installment3, 0, 0, 0);
    assertInstallmentForExtraInterests(installment4, 0, 0, 0);
}

Example 14 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method shouldComputeRepaymentAmountWhenNoPastPaymentsMade.

@Test
public void shouldComputeRepaymentAmountWhenNoPastPaymentsMade() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    Installment installment3 = getInstallment(3, getDate(25, 11, 2010), 252.22, 10.40, 0);
    Installment installment4 = getInstallment(4, getDate(25, 12, 2010), 257.87, 5.09, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2, installment3, installment4));
    RepaymentResultsHolder repaymentResultsHolder = scheduleCalculator.computeRepaymentAmount(schedule, getDate(30, 11, 2010));
    assertThat(repaymentResultsHolder.getTotalRepaymentAmount().doubleValue(), is(1063.83));
    assertThat(repaymentResultsHolder.getWaiverAmount().doubleValue(), is(0.85));
}

Example 15 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method withOneInstallmentAdjusted.

@Test
public void withOneInstallmentAdjusted() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    Installment installment3 = getInstallment(3, getDate(25, 11, 2010), 252.22, 10.40, 0);
    Installment installment4 = getInstallment(4, getDate(25, 12, 2010), 257.87, 5.09, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2, installment3, installment4));
    scheduleCalculator.applyPayment(schedule, BigDecimal.valueOf(280d), getDate(25, 9, 2010), false);
    assertInstallmentPrincipals(installment1, 242.24, 0, 242.24);
    assertInstallmentPrincipals(installment2, 247.67, 230.31, 17.36);
    assertInstallmentPrincipals(installment3, 252.22, 252.22, 0);
    assertInstallmentPrincipals(installment4, 257.87, 257.87, 0);
    assertInstallmentInterests(installment1, 20.40, 0, 20.40);
    assertInstallmentInterests(installment2, 14.62, 14.62, 0);
    assertInstallmentInterests(installment3, 10.40, 10.40, 0);
    assertInstallmentInterests(installment4, 5.09, 5.09, 0);
}