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Example 1 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method overdueOnLastInstallmentIsRecoveredInLastInstallment.

@Test
public void overdueOnLastInstallmentIsRecoveredInLastInstallment() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2));
    scheduleCalculator.computeExtraInterest(schedule, getDate(20, 11, 2010));
    assertThat(installment1.getExtraInterest().doubleValue(), is(0.0));
    assertThat(installment2.getExtraInterest().doubleValue(), is(13.17));
}
Also used : Installment(org.mifos.accounts.loan.schedule.domain.Installment) Schedule(org.mifos.accounts.loan.schedule.domain.Schedule) Test(org.junit.Test)

Example 2 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method withOverDueInterestsAndFeesAndPenalty.

@Test
public void withOverDueInterestsAndFeesAndPenalty() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0, 1, 2, 3, 4);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0, 1, 2, 3, 4);
    Installment installment3 = getInstallment(3, getDate(25, 11, 2010), 252.22, 10.40, 0);
    Installment installment4 = getInstallment(4, getDate(25, 12, 2010), 257.87, 5.09, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2, installment3, installment4));
    scheduleCalculator.applyPayment(schedule, BigDecimal.valueOf(560d), getDate(30, 9, 2010), false);
    assertInstallmentPrincipals(installment1, 242.24, 0, 242.24);
    assertInstallmentPrincipals(installment2, 247.67, 0, 247.67);
    assertInstallmentPrincipals(installment3, 252.22, 215.82, 36.4);
    assertInstallmentPrincipals(installment4, 257.87, 257.87, 0);
    assertInstallmentInterests(installment1, 20.40, 0, 20.40);
    assertInstallmentInterests(installment2, 7.79, 7.79, 2.49);
    assertInstallmentInterests(installment3, 9.66, 9.66, 0);
    assertInstallmentInterests(installment4, 5.09, 5.09, 0);
}
Also used : Installment(org.mifos.accounts.loan.schedule.domain.Installment) Schedule(org.mifos.accounts.loan.schedule.domain.Schedule) Test(org.junit.Test)

Example 3 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method shouldComputeExtraFullPayment.

@Test
public void shouldComputeExtraFullPayment() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2));
    scheduleCalculator.applyPayment(schedule, new BigDecimal(262.64), getDate(25, 9, 2010), false);
    scheduleCalculator.applyPayment(schedule, new BigDecimal(262.63), getDate(25, 10, 2010), false);
    scheduleCalculator.computeExtraInterest(schedule, getDate(30, 12, 2010));
    assertThat(installment1.getExtraInterest().doubleValue(), is(0.0));
    assertThat(installment2.getExtraInterest().doubleValue(), is(0.0));
}
Also used : Installment(org.mifos.accounts.loan.schedule.domain.Installment) Schedule(org.mifos.accounts.loan.schedule.domain.Schedule) BigDecimal(java.math.BigDecimal) Test(org.junit.Test)

Example 4 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method shouldComputeRepaymentAmountWhenOnDateExcessPaymentMade.

@Test
public void shouldComputeRepaymentAmountWhenOnDateExcessPaymentMade() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    Installment installment3 = getInstallment(3, getDate(25, 11, 2010), 252.22, 10.40, 0);
    Installment installment4 = getInstallment(4, getDate(25, 12, 2010), 257.87, 5.09, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2, installment3, installment4));
    scheduleCalculator.applyPayment(schedule, BigDecimal.valueOf(500d), getDate(30, 10, 2010), false);
    RepaymentResultsHolder repaymentResultsHolder = scheduleCalculator.computeRepaymentAmount(schedule, getDate(25, 12, 2010));
    assertThat(repaymentResultsHolder.getTotalRepaymentAmount().doubleValue(), is(563.36));
    assertThat(repaymentResultsHolder.getWaiverAmount().doubleValue(), is(5.09));
}
Also used : Installment(org.mifos.accounts.loan.schedule.domain.Installment) Schedule(org.mifos.accounts.loan.schedule.domain.Schedule) RepaymentResultsHolder(org.mifos.accounts.loan.business.RepaymentResultsHolder) Test(org.junit.Test)

Example 5 with Installment

use of org.mifos.accounts.loan.schedule.domain.Installment in project head by mifos.

the class ScheduleCalculatorTest method shouldComputeOneDayExtraInterest.

@Test
public void shouldComputeOneDayExtraInterest() {
    Installment installment1 = getInstallment(1, getDate(25, 9, 2010), 242.24, 20.40, 0);
    Installment installment2 = getInstallment(2, getDate(25, 10, 2010), 247.67, 14.96, 0);
    schedule = new Schedule(getDate(25, 8, 2010), 0.000658, BigDecimal.valueOf(1000d), asList(installment1, installment2));
    scheduleCalculator.computeExtraInterest(schedule, getDate(26, 9, 2010));
    assertThat(installment1.getExtraInterest().doubleValue(), is(0.0));
    assertThat(installment2.getExtraInterest().doubleValue(), is(0.16));
}
Also used : Installment(org.mifos.accounts.loan.schedule.domain.Installment) Schedule(org.mifos.accounts.loan.schedule.domain.Schedule) Test(org.junit.Test)

Aggregations

Installment (org.mifos.accounts.loan.schedule.domain.Installment)38 Schedule (org.mifos.accounts.loan.schedule.domain.Schedule)34 Test (org.junit.Test)33 BigDecimal (java.math.BigDecimal)4 RepaymentResultsHolder (org.mifos.accounts.loan.business.RepaymentResultsHolder)4 InstallmentBuilder (org.mifos.accounts.loan.schedule.domain.InstallmentBuilder)2 Money (org.mifos.framework.util.helpers.Money)2 ScheduleCalculator (org.mifos.accounts.loan.schedule.calculation.ScheduleCalculator)1 MifosCurrency (org.mifos.application.master.business.MifosCurrency)1