Examples with GroupMemberAccountDto org.mifos.clientportfolio.newloan.applicationservice.GroupMemberAccountDto used on opensource projects

Example 1 with GroupMemberAccountDto

use of org.mifos.clientportfolio.newloan.applicationservice.GroupMemberAccountDto in project head by mifos.

the class LoanAccountServiceFacadeWebTier method createLoanAccount.

private LoanCreationResultDto createLoanAccount(CreateLoanAccount loanAccountInfo, List<LoanPaymentDto> backdatedLoanPayments, List<QuestionGroupDetail> questionGroups, LoanAccountCashFlow loanAccountCashFlow, List<DateTime> loanScheduleInstallmentDates, List<Number> totalInstallmentAmounts, List<GroupMemberAccountDto> memberDetails, boolean isBackdatedLoan) {
    DateTime creationDate = new DateTime();
    // 0. verify member details for GLIM group accounts
    for (GroupMemberAccountDto groupMemberAccount : memberDetails) {
        ClientBO member = this.customerDao.findClientBySystemId(groupMemberAccount.getGlobalId());
        if (creationDate.isBefore(new DateTime(member.getCreatedDate()))) {
            throw new BusinessRuleException("errors.cannotCreateLoan.because.clientsAreCreatedInFuture");
        }
    }
    // 1. assemble loan details
    MifosUser user = (MifosUser) SecurityContextHolder.getContext().getAuthentication().getPrincipal();
    UserContext userContext = toUserContext(user);
    OfficeBO userOffice = this.officeDao.findOfficeById(user.getBranchId());
    PersonnelBO createdBy = this.personnelDao.findPersonnelById(userContext.getId());
    CustomerBO customer = this.customerDao.findCustomerById(loanAccountInfo.getCustomerId());
    if (customer.isGroup()) {
        customer = this.customerDao.findGroupBySystemId(customer.getGlobalCustNum());
    }
    // assemble
    LoanAccountDetail loanAccountDetail = assembleLoanAccountDetail(loanAccountInfo);
    List<AccountFeesEntity> accountFeeEntities = assembleAccountFees(loanAccountInfo.getAccountFees());
    List<AccountPenaltiesEntity> accountPenaltyEntities = assembleAccountPenalties(loanAccountInfo.getAccountPenalties());
    LoanProductOverridenDetail overridenDetail = new LoanProductOverridenDetail(loanAccountDetail.getLoanAmount(), loanAccountInfo.getDisbursementDate(), loanAccountInfo.getInterestRate(), loanAccountInfo.getNumberOfInstallments(), loanAccountInfo.getGraceDuration(), accountFeeEntities, accountPenaltyEntities);
    Integer interestDays = Integer.valueOf(AccountingRules.getNumberOfInterestDays().intValue());
    boolean loanScheduleIndependentOfCustomerMeetingEnabled = loanAccountInfo.isRepaymentScheduleIndependentOfCustomerMeeting();
    LoanScheduleConfiguration configuration = new LoanScheduleConfiguration(loanScheduleIndependentOfCustomerMeetingEnabled, interestDays);
    MeetingBO repaymentDayMeeting = null;
    if (loanScheduleIndependentOfCustomerMeetingEnabled) {
        repaymentDayMeeting = this.createNewMeetingForRepaymentDay(loanAccountInfo.getDisbursementDate(), loanAccountInfo, loanAccountDetail.getCustomer());
    } else {
        MeetingDto customerMeetingDto = customer.getCustomerMeetingValue().toDto();
        repaymentDayMeeting = new MeetingFactory().create(customerMeetingDto);
        Short recurAfter = loanAccountDetail.getLoanProduct().getLoanOfferingMeeting().getMeeting().getRecurAfter();
        repaymentDayMeeting.getMeetingDetails().setRecurAfter(recurAfter);
    }
    List<DateTime> loanScheduleDates = new ArrayList<DateTime>(loanScheduleInstallmentDates);
    LoanSchedule loanSchedule = assembleLoanSchedule(loanAccountDetail.getCustomer(), loanAccountDetail.getLoanProduct(), overridenDetail, configuration, repaymentDayMeeting, userOffice, loanScheduleDates, loanAccountInfo.getDisbursementDate(), totalInstallmentAmounts);
    // 2. create loan
    InstallmentRange installmentRange = new MaxMinNoOfInstall(loanAccountInfo.getMinAllowedNumberOfInstallments().shortValue(), loanAccountInfo.getMaxAllowedNumberOfInstallments().shortValue(), null);
    AmountRange amountRange = new MaxMinLoanAmount(loanAccountInfo.getMaxAllowedLoanAmount().doubleValue(), loanAccountInfo.getMinAllowedLoanAmount().doubleValue(), null);
    if (isBackdatedLoan) {
        creationDate = loanAccountInfo.getDisbursementDate().toDateMidnight().toDateTime();
    }
    CreationDetail creationDetail = new CreationDetail(creationDate, Integer.valueOf(user.getUserId()));
    LoanBO loan = LoanBO.openStandardLoanAccount(loanAccountDetail.getLoanProduct(), loanAccountDetail.getCustomer(), repaymentDayMeeting, loanSchedule, loanAccountDetail.getAccountState(), loanAccountDetail.getFund(), overridenDetail, configuration, installmentRange, amountRange, creationDetail, createdBy);
    loan.setBusinessActivityId(loanAccountInfo.getLoanPurposeId());
    loan.setExternalId(loanAccountInfo.getExternalId());
    loan.setCollateralNote(loanAccountInfo.getCollateralNotes());
    loan.setCollateralTypeId(loanAccountInfo.getCollateralTypeId());
    if (isBackdatedLoan) {
        loan.markAsCreatedWithBackdatedPayments();
    }
    //set up predefined loan account for importing loans
    if (loanAccountInfo.getPredefinedAccountNumber() != null) {
        loan.setGlobalAccountNum(loanAccountInfo.getPredefinedAccountNumber());
    }
    try {
        personnelDao.checkAccessPermission(userContext, loan.getOfficeId(), loan.getCustomer().getLoanOfficerId());
    } catch (AccountException e) {
        throw new MifosRuntimeException("Access denied!", e);
    }
    try {
        transactionHelper.startTransaction();
        this.loanDao.save(loan);
        transactionHelper.flushSession();
        //no predefined account number, generate one instead
        if (loanAccountInfo.getPredefinedAccountNumber() == null) {
            try {
                loan.setGlobalAccountNum(loan.generateId(userOffice.getGlobalOfficeNum()));
            } catch (AccountException e) {
                throw new BusinessRuleException(e.getMessage());
            }
            this.loanDao.save(loan);
            transactionHelper.flushSession();
        }
        //set up status flag
        AccountStateFlagEntity flagEntity = null;
        if (loanAccountInfo.getFlagId() != null) {
            try {
                flagEntity = legacyMasterDao.getPersistentObject(AccountStateFlagEntity.class, loanAccountInfo.getFlagId());
                loan.setUserContext(userContext);
                loan.setFlag(flagEntity);
                loan.setClosedDate(new DateTimeService().getCurrentJavaDateTime());
                loan.setUserContext(userContext);
            } catch (PersistenceException e) {
                throw new BusinessRuleException(e.getMessage());
            }
            this.loanDao.save(loan);
            transactionHelper.flushSession();
        }
        // for GLIM loans only
        List<GroupMemberLoanDetail> individualMembersOfGroupLoan = new ArrayList<GroupMemberLoanDetail>();
        List<BigDecimal> radio = new ArrayList<BigDecimal>(loan.getNoOfInstallments());
        for (GroupMemberAccountDto groupMemberAccount : memberDetails) {
            ClientBO member = this.customerDao.findClientBySystemId(groupMemberAccount.getGlobalId());
            Money loanAmount = new Money(loanAccountDetail.getLoanProduct().getCurrency(), groupMemberAccount.getLoanAmount());
            List<CreateAccountFeeDto> defaultAccountFees = new ArrayList<CreateAccountFeeDto>();
            List<CreateAccountPenaltyDto> defaultAccountPenalties = new ArrayList<CreateAccountPenaltyDto>();
            radio.add(loanAmount.divide(loan.getLoanAmount()));
            for (CreateAccountFeeDto createAccountFeeDto : loanAccountInfo.getAccountFees()) {
                Integer feeId = createAccountFeeDto.getFeeId();
                String amount = createAccountFeeDto.getAmount();
                FeeBO feeBO = this.feeDao.findById(feeId.shortValue());
                if (feeBO instanceof AmountFeeBO) {
                    amount = String.valueOf(Double.valueOf(createAccountFeeDto.getAmount()) * (loanAmount.divide(loanAccountInfo.getLoanAmount()).getAmount().doubleValue()));
                }
                defaultAccountFees.add(new CreateAccountFeeDto(feeId, amount));
            }
            int memberCount = memberDetails.size();
            for (CreateAccountPenaltyDto createAccountPenaltyDto : loanAccountInfo.getAccountPenalties()) {
                Integer penaltyId = createAccountPenaltyDto.getPenaltyId();
                String amount = createAccountPenaltyDto.getAmount();
                PenaltyBO penaltyBO = this.penaltyDao.findPenaltyById(penaltyId.shortValue());
                if (penaltyBO instanceof AmountPenaltyBO) {
                    amount = String.valueOf(Double.valueOf(createAccountPenaltyDto.getAmount()) / memberCount);
                }
                defaultAccountPenalties.add(new CreateAccountPenaltyDto(penaltyId, amount));
            }
            List<AccountFeesEntity> feeEntities = assembleAccountFees(defaultAccountFees);
            List<AccountPenaltiesEntity> penaltyEntities = assembleAccountPenalties(defaultAccountPenalties);
            LoanProductOverridenDetail memberOverridenDetail = new LoanProductOverridenDetail(loanAmount, feeEntities, overridenDetail, penaltyEntities);
            LoanSchedule memberSchedule = assembleLoanSchedule(member, loanAccountDetail.getLoanProduct(), memberOverridenDetail, configuration, repaymentDayMeeting, userOffice, new ArrayList<DateTime>(), loanAccountInfo.getDisbursementDate(), new ArrayList<Number>());
            GroupMemberLoanDetail groupMemberLoanDetail = new GroupMemberLoanDetail(member, memberOverridenDetail, memberSchedule, groupMemberAccount.getLoanPurposeId());
            individualMembersOfGroupLoan.add(groupMemberLoanDetail);
        }
        checkScheduleForMembers(loanSchedule, loan, individualMembersOfGroupLoan, radio);
        //for original schedule persisting
        List<LoanBO> memberLoans = new ArrayList<LoanBO>();
        for (GroupMemberLoanDetail groupMemberAccount : individualMembersOfGroupLoan) {
            LoanBO memberLoan = LoanBO.openGroupMemberLoanAccount(loan, loanAccountDetail.getLoanProduct(), groupMemberAccount.getMember(), repaymentDayMeeting, groupMemberAccount.getMemberSchedule(), groupMemberAccount.getMemberOverridenDetail(), configuration, installmentRange, amountRange, creationDetail, createdBy);
            if (groupMemberAccount.getLoanPurposeId() > 0) {
                memberLoan.setBusinessActivityId(groupMemberAccount.getLoanPurposeId());
            }
            if (!backdatedLoanPayments.isEmpty()) {
                memberLoan.markAsCreatedWithBackdatedPayments();
            }
            this.loanDao.save(memberLoan);
            transactionHelper.flushSession();
            try {
                memberLoan.setGlobalAccountNum(memberLoan.generateId(userOffice.getGlobalOfficeNum()));
            } catch (AccountException e) {
                throw new BusinessRuleException(e.getMessage());
            }
            this.loanDao.save(memberLoan);
            transactionHelper.flushSession();
            memberLoans.add(memberLoan);
        }
        // save question groups
        if (!questionGroups.isEmpty()) {
            Integer eventSourceId = questionnaireServiceFacade.getEventSourceId("Create", "Loan");
            QuestionGroupDetails questionGroupDetails = new QuestionGroupDetails(Integer.valueOf(user.getUserId()).shortValue(), loan.getAccountId(), eventSourceId, questionGroups);
            questionnaireServiceFacade.saveResponses(questionGroupDetails);
            transactionHelper.flushSession();
        }
        if (loanAccountCashFlow != null && !loanAccountCashFlow.getMonthlyCashFlow().isEmpty()) {
            List<MonthlyCashFlowDetail> monthlyCashFlowDetails = new ArrayList<MonthlyCashFlowDetail>();
            for (MonthlyCashFlowDto monthlyCashFlow : loanAccountCashFlow.getMonthlyCashFlow()) {
                MonthlyCashFlowDetail monthlyCashFlowDetail = new MonthlyCashFlowDetail(monthlyCashFlow.getMonthDate(), monthlyCashFlow.getRevenue(), monthlyCashFlow.getExpenses(), monthlyCashFlow.getNotes());
                monthlyCashFlowDetails.add(monthlyCashFlowDetail);
            }
            org.mifos.platform.cashflow.service.CashFlowDetail cashFlowDetail = new org.mifos.platform.cashflow.service.CashFlowDetail(monthlyCashFlowDetails);
            cashFlowDetail.setTotalCapital(loanAccountCashFlow.getTotalCapital());
            cashFlowDetail.setTotalLiability(loanAccountCashFlow.getTotalLiability());
            cashFlowService.save(cashFlowDetail);
            transactionHelper.flushSession();
        }
        if (isBackdatedLoan) {
            // 3. auto approve loan
            String comment = "Automatic Status Update (Redo Loan)";
            LocalDate approvalDate = loanAccountInfo.getDisbursementDate();
            loan.approve(createdBy, comment, approvalDate);
            // 4. disburse loan
            String receiptNumber = null;
            Date receiptDate = null;
            PaymentTypeEntity paymentType = new PaymentTypeEntity(PaymentTypes.CASH.getValue());
            if (loanAccountInfo.getDisbursalPaymentTypeId() != null) {
                paymentType = new PaymentTypeEntity(loanAccountInfo.getDisbursalPaymentTypeId());
            }
            Date paymentDate = loanAccountInfo.getDisbursementDate().toDateMidnight().toDate();
            AccountPaymentEntity disbursalPayment = new AccountPaymentEntity(loan, loan.getLoanAmount(), receiptNumber, receiptDate, paymentType, paymentDate);
            disbursalPayment.setCreatedByUser(createdBy);
            this.loanBusinessService.persistOriginalSchedule(loan);
            for (LoanBO memberLoan : memberLoans) {
                this.loanBusinessService.persistOriginalSchedule(memberLoan);
            }
            // refactoring of loan disbursal
            if (customer.isDisbursalPreventedDueToAnyExistingActiveLoansForTheSameProduct(loan.getLoanOffering())) {
                throw new BusinessRuleException("errors.cannotDisburseLoan.because.otherLoansAreActive");
            }
            try {
                loan.updateCustomer(customer);
                new ProductMixValidator().checkIfProductsOfferingCanCoexist(loan);
            } catch (ServiceException e1) {
                throw new AccountException(e1.getMessage());
            }
            loan.disburse(createdBy, disbursalPayment);
            customer.updatePerformanceHistoryOnDisbursement(loan, loan.getLoanAmount());
            // end of refactoring of loan disbural
            this.loanDao.save(loan);
            transactionHelper.flushSession();
            // 5. apply each payment
            for (LoanPaymentDto loanPayment : backdatedLoanPayments) {
                Money amountPaidToDate = new Money(loan.getCurrency(), loanPayment.getAmount());
                PaymentData paymentData = new PaymentData(amountPaidToDate, createdBy, loanPayment.getPaymentTypeId(), loanPayment.getPaymentDate().toDateMidnight().toDate());
                loan.applyPayment(paymentData);
                this.loanDao.save(loan);
            }
        }
        transactionHelper.commitTransaction();
        return new LoanCreationResultDto(false, loan.getAccountId(), loan.getGlobalAccountNum());
    } catch (BusinessRuleException e) {
        this.transactionHelper.rollbackTransaction();
        throw new BusinessRuleException(e.getMessageKey(), e);
    } catch (Exception e) {
        this.transactionHelper.rollbackTransaction();
        throw new MifosRuntimeException(e);
    } finally {
        this.transactionHelper.closeSession();
    }
}

Example 2 with GroupMemberAccountDto

use of org.mifos.clientportfolio.newloan.applicationservice.GroupMemberAccountDto in project head by mifos.

the class LoanAccountRESTController method createLoanAccount.

@RequestMapping(value = "/account/loan/create", method = RequestMethod.POST)
@ResponseBody
public Map<String, String> createLoanAccount(@RequestBody String request) throws Throwable {
    ObjectMapper om = createLoanAccountMapping();
    Map<String, String> map = new HashMap<String, String>();
    CreationLoanAccountDto creationDetails = null;
    try {
        creationDetails = om.readValue(request, CreationLoanAccountDto.class);
    } catch (JsonMappingException e) {
        e.getCause();
    }
    loanValidator(creationDetails);
    List<QuestionGroupDetail> questionGroups = new ArrayList<QuestionGroupDetail>();
    LoanCreationResultDto loanResult = null;
    LoanBO loanInfo = null;
    CreateLoanAccount loanAccount = createLoan(creationDetails);
    if (creationDetails.getGlim()) {
        List<GroupMemberAccountDto> memberAccounts = creationDetails.glimsAsGroupMemberAccountDto(creationDetails.getGlimAccounts());
        CreateGlimLoanAccount createGroupLoanAccount = new CreateGlimLoanAccount(memberAccounts, creationDetails.getLoanAmount(), loanAccount);
        loanResult = loanAccountServiceFacade.createGroupLoanWithIndividualMonitoring(createGroupLoanAccount, questionGroups, null);
        List<LoanBO> individuals = loanDao.findIndividualLoans(loanResult.getAccountId());
        for (int i = 0; i < individuals.size(); i++) {
            map.put("individualCustomer[" + i + "]", individuals.get(i).getCustomer().getDisplayName());
            map.put("individualAccount[" + i + "]", individuals.get(i).getGlobalAccountNum());
            map.put("individualAmmount[" + i + "]", individuals.get(i).getLoanAmount().toString());
        }
    } else {
        loanResult = loanAccountServiceFacade.createLoan(loanAccount, questionGroups, null);
    }
    loanInfo = loanDao.findByGlobalAccountNum(loanResult.getGlobalAccountNum());
    map.put("status", "success");
    map.put("accountNum", loanInfo.getGlobalAccountNum());
    map.put("GLIM", creationDetails.getGlim().toString());
    map.put("customer", loanInfo.getCustomer().getDisplayName());
    map.put("loanAmmount", loanInfo.getLoanAmount().toString());
    map.put("noOfInstallments", loanInfo.getNoOfInstallments().toString());
    map.put("externalId", loanInfo.getExternalId());
    return map;
}

Example 3 with GroupMemberAccountDto

use of org.mifos.clientportfolio.newloan.applicationservice.GroupMemberAccountDto in project head by mifos.

the class LoanAccountController method createGroupMemberAccounts.

@SuppressWarnings("PMD")
private List<GroupMemberAccountDto> createGroupMemberAccounts(LoanAccountFormBean formBean) {
    List<GroupMemberAccountDto> memberAccounts = new ArrayList<GroupMemberAccountDto>();
    int index = 0;
    for (Boolean clientSelected : formBean.getClientSelectForGroup()) {
        if (clientSelected != null && clientSelected.booleanValue()) {
            String globalId = formBean.getClientGlobalId()[index];
            BigDecimal loanAmount = BigDecimal.valueOf(formBean.getClientAmount()[index].doubleValue());
            Integer loanPurposeId = formBean.getClientLoanPurposeId()[index];
            GroupMemberAccountDto memberAccount = new GroupMemberAccountDto(globalId, loanAmount, loanPurposeId);
            memberAccounts.add(memberAccount);
        }
        index++;
    }
    return memberAccounts;
}

Example 4 with GroupMemberAccountDto

use of org.mifos.clientportfolio.newloan.applicationservice.GroupMemberAccountDto in project head by mifos.

the class LoanAccountController method submitLoanApplication.

private LoanCreationResultDto submitLoanApplication(Integer accountState, LoanAccountFormBean formBean, LoanAccountQuestionGroupFormBean loanAccountQuestionGroupFormBean, LoanAccountCashFlow loanAccountCashFlow, CashFlowSummaryFormBean cashFlowSummaryFormBean, LoanScheduleFormBean loanScheduleFormBean) {
    LocalDate disbursementDate = LoanCreationHelper.translateDisbursementDateToLocalDate(formBean);
    RecurringSchedule recurringSchedule = LoanCreationHelper.determineRecurringSchedule(formBean);
    List<CreateAccountFeeDto> accountFees = LoanCreationHelper.translateToAccountFeeDtos(formBean);
    List<CreateAccountFeeDto> additionalAccountFees = LoanCreationHelper.translateToAdditionalAccountFeeDtos(formBean);
    List<CreateAccountPenaltyDto> accountPenalties = LoanCreationHelper.translateToAccountPenaltyDtos(formBean);
    accountFees.addAll(additionalAccountFees);
    BigDecimal loanAmount = BigDecimal.valueOf(formBean.getAmount().doubleValue());
    BigDecimal minAllowedLoanAmount = BigDecimal.valueOf(formBean.getMinAllowedAmount().doubleValue());
    BigDecimal maxAllowedLoanAmount = BigDecimal.valueOf(formBean.getMaxAllowedAmount().doubleValue());
    CreateLoanAccount loanAccountDetails = new CreateLoanAccount(formBean.getCustomerId(), formBean.getProductId(), accountState, loanAmount, minAllowedLoanAmount, maxAllowedLoanAmount, formBean.getInterestRate().doubleValue(), disbursementDate, null, formBean.getNumberOfInstallments().intValue(), formBean.getMinNumberOfInstallments().intValue(), formBean.getMaxNumberOfInstallments().intValue(), formBean.getGraceDuration().intValue(), formBean.getFundId(), formBean.getLoanPurposeId(), formBean.getCollateralTypeId(), formBean.getCollateralNotes(), formBean.getExternalId(), formBean.isRepaymentScheduleIndependentOfCustomerMeeting(), recurringSchedule, accountFees, accountPenalties);
    LoanCreationResultDto loanCreationResultDto = null;
    if (formBean.isGlimApplicable()) {
        List<GroupMemberAccountDto> memberAccounts = createGroupMemberAccounts(formBean);
        BigDecimal totalLoanAmount = BigDecimal.valueOf(formBean.getAmount().doubleValue());
        CreateGlimLoanAccount createGroupLoanAccount = new CreateGlimLoanAccount(memberAccounts, totalLoanAmount, loanAccountDetails);
        loanCreationResultDto = loanAccountServiceFacade.createGroupLoanWithIndividualMonitoring(createGroupLoanAccount, loanAccountQuestionGroupFormBean.getQuestionGroups(), loanAccountCashFlow);
    } else {
        if (formBean.isVariableInstallmentsAllowed()) {
            List<DateTime> installmentDates = cashFlowSummaryFormBean.getInstallments();
            List<Number> totalInstallmentAmounts = cashFlowSummaryFormBean.getInstallmentAmounts();
            if (installmentDates.isEmpty()) {
                installmentDates = loanScheduleFormBean.getInstallments();
                totalInstallmentAmounts = loanScheduleFormBean.getInstallmentAmounts();
            }
            // api for creating loan with premade loan schedule
            loanCreationResultDto = loanAccountServiceFacade.createLoan(loanAccountDetails, loanAccountQuestionGroupFormBean.getQuestionGroups(), loanAccountCashFlow, installmentDates, totalInstallmentAmounts);
        } else {
            loanCreationResultDto = loanAccountServiceFacade.createLoan(loanAccountDetails, loanAccountQuestionGroupFormBean.getQuestionGroups(), loanAccountCashFlow);
        }
    }
    List<CommonsMultipartFile> formFiles = formBean.getFiles();
    List<UploadedFileDto> filesMetadata = formBean.getFilesMetadata();
    for (int i = 0; i < formFiles.size(); i++) {
        if (formFiles.get(i).getSize() != 0) {
            InputStream inputStream;
            try {
                inputStream = formFiles.get(i).getInputStream();
            } catch (IOException e) {
                throw new MifosRuntimeException();
            }
            UploadedFileDto fileMetadata = filesMetadata.get(i);
            loanAccountServiceFacade.uploadFile(loanCreationResultDto.getAccountId(), inputStream, fileMetadata);
        }
    }
    return loanCreationResultDto;
}

Example 5 with GroupMemberAccountDto

use of org.mifos.clientportfolio.newloan.applicationservice.GroupMemberAccountDto in project head by mifos.

the class LoanAccountController method submitLoanWithBackdatedPaymentsApplication.

private LoanCreationResultDto submitLoanWithBackdatedPaymentsApplication(Integer accountState, LoanAccountFormBean formBean, LoanAccountQuestionGroupFormBean loanAccountQuestionGroupFormBean, LoanAccountCashFlow loanAccountCashFlow, CashFlowSummaryFormBean cashFlowSummaryFormBean, LoanScheduleFormBean loanScheduleFormBean) {
    LocalDate disbursementDate = LoanCreationHelper.translateDisbursementDateToLocalDate(formBean);
    RecurringSchedule recurringSchedule = LoanCreationHelper.determineRecurringSchedule(formBean);
    List<CreateAccountFeeDto> accountFees = LoanCreationHelper.translateToAccountFeeDtos(formBean);
    List<CreateAccountPenaltyDto> accountPenalties = LoanCreationHelper.translateToAccountPenaltyDtos(formBean);
    List<CreateAccountFeeDto> additionalAccountFees = LoanCreationHelper.translateToAdditionalAccountFeeDtos(formBean);
    accountFees.addAll(additionalAccountFees);
    BigDecimal loanAmount = BigDecimal.valueOf(formBean.getAmount().doubleValue());
    BigDecimal minAllowedLoanAmount = BigDecimal.valueOf(formBean.getMinAllowedAmount().doubleValue());
    BigDecimal maxAllowedLoanAmount = BigDecimal.valueOf(formBean.getMaxAllowedAmount().doubleValue());
    CreateLoanAccount loanAccountDetails = new CreateLoanAccount(formBean.getCustomerId(), formBean.getProductId(), accountState, loanAmount, minAllowedLoanAmount, maxAllowedLoanAmount, formBean.getInterestRate().doubleValue(), disbursementDate, formBean.getDisbursalPaymentTypeId(), formBean.getNumberOfInstallments().intValue(), formBean.getMinNumberOfInstallments().intValue(), formBean.getMaxNumberOfInstallments().intValue(), formBean.getGraceDuration().intValue(), formBean.getFundId(), formBean.getLoanPurposeId(), formBean.getCollateralTypeId(), formBean.getCollateralNotes(), formBean.getExternalId(), formBean.isRepaymentScheduleIndependentOfCustomerMeeting(), recurringSchedule, accountFees, accountPenalties);
    List<LoanPaymentDto> backdatedLoanPayments = new ArrayList<LoanPaymentDto>();
    int index = 0;
    List<Number> actualPaymentAmountDetails = cashFlowSummaryFormBean.getActualPaymentAmounts();
    if (actualPaymentAmountDetails.isEmpty()) {
        actualPaymentAmountDetails = loanScheduleFormBean.getActualPaymentAmounts();
    }
    for (Number actualPaymentAmount : actualPaymentAmountDetails) {
        if (actualPaymentAmount.doubleValue() > 0) {
            LocalDate transactionDate = new LocalDate(loanScheduleFormBean.getActualPaymentDates().get(index));
            backdatedLoanPayments.add(new LoanPaymentDto(actualPaymentAmount.toString(), transactionDate, loanScheduleFormBean.getActualPaymentTypes().get(index), null));
        }
        index++;
    }
    LoanCreationResultDto loanCreationResultDto = null;
    if (formBean.isGlimApplicable()) {
        List<GroupMemberAccountDto> memberAccounts = createGroupMemberAccounts(formBean);
        BigDecimal totalLoanAmount = BigDecimal.valueOf(formBean.getAmount().doubleValue());
        CreateGlimLoanAccount createGroupLoanAccount = new CreateGlimLoanAccount(memberAccounts, totalLoanAmount, loanAccountDetails);
        loanCreationResultDto = loanAccountServiceFacade.createBackdatedGroupLoanWithIndividualMonitoring(createGroupLoanAccount, backdatedLoanPayments, loanAccountQuestionGroupFormBean.getQuestionGroups(), loanAccountCashFlow);
    } else if (formBean.isVariableInstallmentsAllowed()) {
        List<DateTime> installmentDates = cashFlowSummaryFormBean.getInstallments();
        List<Number> installmentPrincipalAmounts = cashFlowSummaryFormBean.getInstallmentAmounts();
        if (installmentDates.isEmpty()) {
            installmentDates = loanScheduleFormBean.getInstallments();
            installmentPrincipalAmounts = loanScheduleFormBean.getInstallmentAmounts();
        }
        // api for creating loan with premade loan schedule
        loanCreationResultDto = loanAccountServiceFacade.createBackdatedLoan(loanAccountDetails, backdatedLoanPayments, loanAccountQuestionGroupFormBean.getQuestionGroups(), loanAccountCashFlow, installmentDates, installmentPrincipalAmounts);
    } else {
        loanCreationResultDto = loanAccountServiceFacade.createBackdatedLoan(loanAccountDetails, backdatedLoanPayments, loanAccountQuestionGroupFormBean.getQuestionGroups(), loanAccountCashFlow);
    }
    return loanCreationResultDto;
}